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PayPal: Pay in 3 reviews

4.93
Based on 49,677 reviews, last reviewed 12th May 2026
2577600% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
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Latest highest rating:

5

No problems No problems with any queries I've ever had in the past Reviewed on: 12th May 2026
Kathleen 's avatar
Kathleen

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49677)

Interest free assistance

5
Pay in 3 allowed me to spread the cost of a large unexpected cost interest free. Much appreciated Reviewed on: 29th May 2024

Brilliant service.

4
Helpful customer service team. Safe a secure way of paying offering protection for myself when buying. Very happy with the service and the app always works for me. Not a massive fan of the crypto section but no really fussed. PayPal credit has been hassle free as well and easy to manage. Reviewed on: 29th May 2024

Handy little feature

5
In the last few years have seen changes within how PayPal is set up. Pay in 3 is handy with no interest, you can pay early and you get a clear reminder about payments being due Reviewed on: 29th May 2024

It was very simple and I love that it offers it on t...

5
It was very simple and I love that it offers it on the spot! I’ve used it a few times and puts me at ease knowing Incan use that service Reviewed on: 29th May 2024

Great stuff, really useful tool.

5
Great stuff, really useful tool. Makes paying for larger items that much more manageable Reviewed on: 29th May 2024

Easy to use and very helpful to spread payments.

5
Easy to use and very helpful to spread payments. Reviewed on: 29th May 2024

Very easy service to use.

5
Very easy service to use. Helps with expensive purchases, spreading the cost with no fee. Reviewed on: 29th May 2024

Very fast and efficient to use.

5
Very fast and efficient to use. When I had a query, the customer service team again were fast and efficient at providing me information and solving my query. Reviewed on: 29th May 2024

I use it for big purchases that I can spread with no...

5
I use it for big purchases that I can spread with no interest this is a save! Love it Reviewed on: 29th May 2024

I love it!

5
I love it!! Quick and easy way to pay for goods that I xan budget for easily Reviewed on: 29th May 2024

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