Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,696 reviews, last reviewed 12th May 2026
2579200% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal has never let me down with making purchases o... PayPal has never let me down with making purchases online Reviewed on: 12th May 2026
Gavin Williamson's avatar
Gavin Williamson

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026
Clinton D's avatar
Clinton D
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49696)

Safe and fantastic service

5
Fanta tic service and very safe I use it all the time for years and never had an issue Reviewed on: 29th May 2024
Davo's avatar
Davo

Simple to ise

5
It is easy to use, and quick to get the answers you require Reviewed on: 29th May 2024
Anonymous's avatar
Anonymous

Easy, comfortable and affordable

5
It's an easy and comfortable way to split payments in affordable installments. I've used it quiet a few times already and will continue. Thanks PayPal . Yours Francesco Reviewed on: 29th May 2024
Francesco D's avatar
Francesco D

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 29th May 2024
Stacey J's avatar
Stacey J

Great service, fast transfers.

5
Great service, fast transfers. Good good credit availability Reviewed on: 29th May 2024
Teresa T's avatar
Teresa T

Pay in 3

5
Great to pay in three by spreading out the payments it makes it easier to pay .for larger items. Reviewed on: 29th May 2024
co g's avatar
co g

PayPal took payment three times for one transaction

4
I had some issues recently where PayPal took out a payment THREE TIMES which was not only an error on their part but they stated it was something I'd done. It also pushed me further in to my overdraft with my bank and left me unable to pay a vital bill Reviewed on: 29th May 2024
Vicki P's avatar
Vicki P

excellent experience!!

5
excellent experience makes paying and maintaining a lot easier. I can manage my payments a lot easier by paying in 3 Reviewed on: 29th May 2024
Karishma Sohanta's avatar
Karishma Sohanta

PayPal pay in 3 I love because I can check out at mo...

5
PayPal pay in 3 I love because I can check out at most retailers and use this option for a flexible payment method. It helps me out a lot. I use Klarna from time to time but I find you just can’t check out at as many places using that as you can PayPal. Reviewed on: 29th May 2024
Katie 's avatar
Katie

Interest free assistance

5
Pay in 3 allowed me to spread the cost of a large unexpected cost interest free. Much appreciated Reviewed on: 29th May 2024
Daniel T's avatar
Daniel T

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill