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PayPal: Pay in 3 reviews

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4.93
Based on 49,120 reviews, last reviewed 11th May 2026
2524800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

I've been using pay in 3 for months and it makes bud... I've been using pay in 3 for months and it makes budgeting so much easier and simple things so much more affordable. It has been especially helpful wh... Read more Reviewed on: 11th May 2026
katie wyeth's avatar
katie wyeth

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49120)

To god to be true

5
Always very helpful and site so easy to use. Reviewed on: 25th May 2024
Sarah h's avatar
Sarah h

Was that pay in 3 again..

5
I use pay in 3 nearly each time I want to make a purchase to reward myself for working hard, it’s a nice way for me to allow myself a bigger value treat without putting a significant dent in monthly available funds or feeling guilty for the purchase. I recommend the service to my colleagues and friends regularly and they now joke with when I’ve bought myself a treat ‘was they pay in 3 again?’ The service is always easy to use and available for multiple products and various vendors Reviewed on: 25th May 2024
Stephen S's avatar
Stephen S

Pay in 3 is so easy

5
Pay in 3 is so easy to set up and helps budget bigger spends without worrying about forgetting a payment or interest being added. I love it for the unexpected bills or for when you see a great deal on something but don’t quite want to spend that much in the one go. It definitely helps me budget. You also get an email before your payment comes off which is really handy. Reviewed on: 25th May 2024
Geraldine C's avatar
Geraldine C

Amazing service, which offers more affordable options.

5
Amazing service, which offers more affordable options. Reviewed on: 25th May 2024
Josephine 's avatar
Josephine

I am a happy PayPal customer because it offers secur...

5
I am a happy PayPal customer because it offers secure and convenient payment options for all my transactions. Reviewed on: 25th May 2024
Pedram M's avatar
Pedram M

Easy and widely available

5
Very easy to setup and available at a lot of online shops who offer PayPal which is great. Having 0% interest payments makes it a no brainer. Reviewed on: 25th May 2024
Will's avatar
Will

All in all, very useful and convenient.

5
All in all, very useful and convenient. Reviewed on: 25th May 2024
Ralu Gab X's avatar
Ralu Gab X

I love how I can pay my fees in 3 months and also it...

5
I love how I can pay my fees in 3 months and also it automatically pays for it so I don’t forget Reviewed on: 25th May 2024
AJ's avatar
AJ

Handy way to pay

5
Very handy way to make payments without taking on long term debts or having to negotiate for small loans to pay for minor purchases and without the added interest Reviewed on: 25th May 2024
Eric R's avatar
Eric R

Excellent customer service whenever I have called

4
Excellent customer service whenever I have called Reviewed on: 25th May 2024
LouisO's avatar
LouisO

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