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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49097 reviews)

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4.93

Based on 49,097 reviews, last reviewed 11th May 2026

2522600% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I used a lot of apps but this is by far one of ten b... I used a lot of apps but this is by far one of ten best secure apps to use Reviewed on: 11th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (49097)

It’s great to have the option to pay in 3 it helps m...

It’s great to have the option to pay in 3 it helps me afford the things I need. Reviewed on: 24th May 2024

PayPal pay in three is extremely useful, effective a...

PayPal pay in three is extremely useful, effective and easy to use Reviewed on: 24th May 2024

I have used this option many times.

I have used this option many times. I love that it is interest free and I get reminders when payments are due to be taken out of my account. Reviewed on: 24th May 2024

Pay in 3 is a gamechanger!

I’ve been able to use Pay in 3 for so many transactions and vendors compared to the usual companies (e.g. Klarna, Clearpay) from groceries to flight bookings, and it’s really helped to spread the cost of large expenses so that they don’t impact my monthly finances and outgoings too massively! Reviewed on: 24th May 2024

I have found PayPal very helpful mostly when purchas...

I have found PayPal very helpful mostly when purchasing air tickets. I have the option of three installments or paymaster without interest. I am able to manage my finances. Reviewed on: 24th May 2024

Efficient, pay in 3 has been immensely useful.

Efficient, pay in 3 has been immensely useful. Reviewed on: 24th May 2024

Great way to pay.

Great way to spread payments over time. Interest free and easy to arrange and can repay early. Can set up multiple repayments. Reviewed on: 24th May 2024

PayPal is always there when I need to buy something.

PayPal is always there when I need to buy something. Helped me a lot many times Reviewed on: 24th May 2024

Allows me to have something I need just now and pay...

Allows me to have something I need just now and pay in 3 instalments. Makes things more affordable in these difficult times Reviewed on: 24th May 2024

The service for paying online.

*The* service for paying online. I've been using PayPal for many years to help with purchasing items online or else using it to feel more secure when buying from an unfamiliar store front. It greatly simplified all parts of paying while still providing great security and amazing tools. Reviewed on: 24th May 2024

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