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PayPal: Pay in 3 reviews

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4.93
Based on 49,088 reviews, last reviewed 11th May 2026
2521700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

PayPal makes payments easier! PayPal makes payments easier! The pay in 3 system is a great way to spread the cost so you don't get slapped with a massive bill all at once, and don'... Read more Reviewed on: 11th May 2026
Richard Skelton's avatar
Richard Skelton

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49088)

Hassle free

5
Quick and easy no hassle, would definitely recommend to friends and family. Reviewed on: 24th May 2024
Denise M's avatar
Denise M

Great service, always there when you need it!

5
Great when you're in a pinch or just want to spread a sum over the course of a few months. No interest makes this a no brainer for anyone interested. Highly recommend to anyone in a similar spot. Never had any issues with Paypal and they have always been very reasonable and understanding. Reviewed on: 24th May 2024
B H's avatar
B H

Very easy and straightforward.

5
Very easy and straightforward. Allowed me to budget more. Reviewed on: 24th May 2024
Helen R's avatar
Helen R

Budget Friendly

5
PayPal pay in 3 has made purchases more affordable especially bigger in times of need that would otherwise be out of budget. It also allows usual monthly budget to stretch further. Reviewed on: 24th May 2024
Aims's avatar
Aims

I've used PayPal for over five years for both person...

5
I've used PayPal for over five years for both personal and business transactions. It's user-friendly and secure, with helpful features like two-factor authentication and buyer protection. PayPal simplifies payments for customers, though dispute resolution can be slow and currency conversion fees are high. Overall, it's a reliable and essential tool for my financial transactions. Reviewed on: 24th May 2024
Prince Dammy's avatar
Prince Dammy

Love the pay in three and fast service sending money...

5
Love the pay in three and fast service sending money and receiving money would recommend Reviewed on: 24th May 2024
Rebecca 's avatar
Rebecca

I’m using pay in 3 whenever I can.

5
I’m using pay in 3 whenever I can. Process is super quick, smooth and cost me nothing. Reviewed on: 24th May 2024
Viktor P's avatar
Viktor P

5 stars for paypals pay in 3 service!!

5
I have never had a problem using paypal's pay in 3 service, whenever i have had to contact customer support they have always been helpfull and approachable. I use the service mostly when making big purches so I can split up the payments and make it more "digestible" for lack of a better term. I hope more online retailers offer this in the future! Reviewed on: 24th May 2024
Diana C's avatar
Diana C

Make a dream come true

5
I finally managed to buy my favorite Martens shoes! I didn't have to worry about paying it back because the payment was handled automatically. Reviewed on: 24th May 2024
Luiza R's avatar
Luiza R

I often forget how much i rely on PayPal ,

5
I often forget how much i rely on PayPal , Its safe ,Secure and doesn't cost you anything . We are all struggling right now with the price of living, And when money gets tight the 3 payment option can save your life . I would be lost without it . Reviewed on: 24th May 2024
mark T's avatar
mark T

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