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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101249 reviews)

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4.76

Based on 101,249 reviews, last reviewed 29th Jul 2026

211% increase in 5 star reviews

in the past 90 days

259% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple and trustworthy Simple and trustworthy, Paypal is always my preferred way of buying safely online. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101249)

Excellent bonuses but glitches then days till sorted

It can do odd things the 1st time used with a company I think a temporary glitch where PayPal paid before I had gone to check out so had not authorised and spent a week trying to retrieve from a company but of course the transaction was not captured as not checked out. In 30 years of cards 25 online I have never experienced it before it was reversed by PayPal but a couple of hours trying to explain as it should not be possible now trying to add money to my balance but can’t glitchy time? Reviewed on: 10th July 2026

Easy and Flexible Way to Pay

I've been using PayPal Pay in 3 for purchases where I want a little more flexibility without taking on long-term debt, and it's become one of my preferred payment options. The biggest advantage for me is how straightforward it is. The checkout process is quick, the repayment schedule is clearly explained before I commit, and I always know exactly when my next payment is due. Having everything managed through the PayPal app also makes it easy to keep track of upcoming payments. I've used it for larger purchases that I didn't want to pay for all at once, and splitting the cost into three payments has made budgeting much easier. I also appreciate that I still get the familiar PayPal checkout experience, which gives me confidence when shopping online. One feature I'd love to see in the future is even more detailed budgeting insights or spending summaries within the app, but overall my experience has been very positive. For anyone who already uses PayPal and wants a simple way to spread the cost of eligible purchases while staying organised, Pay in 3 is a convenient and easy-to-use option. Reviewed on: 10th July 2026

I have good experience with PayPal no echos at all...

I have good experience with PayPal no echos at all Reviewed on: 10th July 2026

great peace of mind

Pay in 3 is a fantastic way to spread the cost of major purchases . Pay Pals customer service is first rate . I have had a few problems with suppliers and pay pal have always been able to help with refunds and delivery problems Reviewed on: 10th July 2026

Excellent service, easy to use and great support whe...

Excellent service, easy to use and great support when required Reviewed on: 10th July 2026

Paypal is brilliant

Paypal has always been helpful and availability is excellent. Reviewed on: 10th July 2026

Great Service and Interest-Free Pay in 3

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and everything was handled efficiently. I always received helpful payment reminders before each due date, making it easy to stay on top of my repayments. I also really like the Pay in 3 option, as it’s interest-free and a convenient way to spread the cost of purchases. Overall, a reliable and user-friendly service. Reviewed on: 10th July 2026

I’ve had an excellent experience since I started to...

I’ve had an excellent experience since I started to use PayPal. Reviewed on: 10th July 2026

Easy as 123

I have used the pay in three service for many items. Makes it much easier to budget. Accepted straight away so no time waiting for aporival Reviewed on: 10th July 2026

Easy low cost payment options which are hassle free...

Easy low cost payment options which are hassle free and convenient Reviewed on: 10th July 2026

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