Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,249 reviews, last reviewed 29th Jul 2026
211% increase in 5 star reviews
in the past 90 days
259% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and trustworthy Simple and trustworthy, Paypal is always my preferred way of buying safely online. Reviewed on: 29th July 2026
Robert R's avatar
Robert R

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101249)

PayPal is great for quick and secure money transfers.

5
PayPal is great for quick and secure money transfers. We use it in our mums' group to collect money for teachers' gifts, and it's always fast and easy. I also love the Pay in 3 option! I've used it many times, and whenever money is a bit tight but I need to buy something for my daughter, I always look for stores that offer PayPal as a payment option. Reviewed on: 10th July 2026

It is safe and secure and very easy to navigate and...

5
It is safe and secure and very easy to navigate and use. The best feature is it allows you to pay in 3. Great service. Reviewed on: 10th July 2026

Very positive experience with paypal and using paypa...

5
Very positive experience with paypal and using paypal pay in 3. Never challenging can do it in the payment portal when I am trying to purchase something. Useful in many scenarios, can use for car insurance, or general shopping. Reviewed on: 10th July 2026

Been using PayPal for years

5
Been using PayPal for years now and always an easy process to securely pay or transfer money Reviewed on: 10th July 2026

I have used PayPal for several years now for purchas...

5
I have used PayPal for several years now for purchases wherever it has been an option. I have never had any issues and have had money refunded to my account when purchases have not been as expected from the seller. Pay in three installments has been a great help. I have recommended PayPal to family and friends. Reviewed on: 10th July 2026

Simple and Useful

5
Used PayPal for years and it's always been simple and useful. The short term credit and Pay in 3 options are very handy for spreading larger purchases across pay cheques. Reviewed on: 10th July 2026

PayPal is a safe way to make transactions.

5
PayPal is a safe way to make transactions. I have always found the experience to be straightforward and easy. If I was ever unsure about making a transaction I would do it through Paypal. The app is easy to navigate Reviewed on: 10th July 2026

I try to buy most things through PayPal.

5
I try to buy most things through PayPal, you cand get buy in 3 stages with certain item, which helps. But you get the full back up from PayPal. A couple of times I have either had trouble getting my product or getting my money back from a return. No problem for PayPal, they have sorted all my problems every time. You cant go wrong with PayPal. Reviewed on: 10th July 2026

A complete Service

5
I love PayPal because it is a comprehensive service that consistently evaluates its performance and growth. It makes sending money to friends and family effortless and integrates seamlessly with other services. I particularly appreciate the PayPal Plus and credit card features. These additions make it easy to accrue points that can be redeemed for purchases at various retailers, making the entire shopping experience both rewarding and satisfying. Reviewed on: 10th July 2026

Fast and Responsive Customer Service

5
Customer service always sorted out my problems with payments and was quick to do so. Fantastic experience Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181080 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products