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PayPal: Pay in 3 reviews

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4.93
Based on 48,480 reviews, last reviewed 9th May 2026
2465100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service helps me send money to my daughte... Very good service helps me send money to my daughters who live overseas. Reviewed on: 9th May 2026
Matt G's avatar
Matt G

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48480)

Pay in 3 is 10 out of 10

5
I've used pay in 3 several times and find it extremely flexible. I can pay off early without charges and there's no interest to worry about. Reviewed on: 21st May 2024
K's avatar
K

PayPal Pay in 3 makes things affordable

5
Being able to use PayPal Pay in 3 gives me the ability to purchase goods spreading the cost which is greatly beneficial especially during the current financial climate and the cost of living. Sometimes I would be unable to purchase goods etc. without the assistance of PayPal Pay in 3. Reviewed on: 21st May 2024
Karen S's avatar
Karen S

Excellent service

5
The 3 pay service is good. It gives me time to pay what I couldn't afford at once Reviewed on: 21st May 2024
Kolawole A's avatar
Kolawole A

Very affordable and makes life easy

5
Very affordable and makes life easy Reviewed on: 21st May 2024
Ravindra 's avatar
Ravindra

Excellent service, pay in 3 is perfect for money man...

5
Excellent service, pay in 3 is perfect for money management, it’s like a short term loan but for free. Anytime you are looking at an item that’s a bit steep, you can get it on payi in 3 and it takes the stress out of your transaction. Reviewed on: 21st May 2024
Alan B's avatar
Alan B

The Game-Changing Convenience of PayPal Pay in 3

5
PayPal Pay in 3 service has revolutionized the way I shop, offering unparalleled convenience and flexibility. Utilizing this service, I recently purchased a brand new iPhone and booked a flight ticket, and the experience was nothing short of exceptional. The ability to split my payments into three interest-free installments allowed me to manage my finances effortlessly, without any added stress or burden. Not only did it alleviate the upfront cost, but it also provided me with the freedom to budget responsibly while indulging in the items I desired most. Furthermore, the seamless integration of PayPal Pay in 3 at checkout streamlined the purchasing process, saving me valuable time and effort. With just a few clicks, I was able to secure my purchases and proceed with confidence, knowing that my transactions were protected by PayPal's renowned security measures. Overall, PayPal Pay in 3 service has exceeded my expectations, offering a convenient, secure, and empowering shopping experience. Whether you're splurging on a luxury item or booking essential travel, this innovative service is a game-changer for anyone looking to elevate their shopping experience. Reviewed on: 21st May 2024
nadia's avatar
nadia

Great service, always easy to use.

5
Great service, always easy to use. Reviewed on: 21st May 2024
Mrs D's avatar
Mrs D

Nice idea shame it doesn’t work properly

2
Experienced some challenges - with third party such as jessops not working properly and eventually I gave up . I would like this service but hasn’t worked for me… I keep experiencing issues between service providers Reviewed on: 21st May 2024
Derek Fc's avatar
Derek Fc

What a way to pay :-)

5
Never have encountered any problems, easy to use and convenient been with PayPal fora while they are trustworthy and reliable Reviewed on: 21st May 2024
Karen's avatar
Karen

Really good service.

5
Really good service. No complaints. Reviewed on: 21st May 2024
Russell's avatar
Russell

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