Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,645 reviews, last reviewed 7th May 2026
2387000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is easy to use. PayPal is easy to use. Succinct and functional. Reviewed on: 7th May 2026
Teodozia W's avatar
Teodozia W

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47645)

Very easy to use

5
Very easy to use and covered by purchase protection Reviewed on: 17th May 2024

Pay in 3 was an easy and pleasant transaction all so...

5
Pay in 3 was an easy and pleasant transaction all sorted by PayPal Reviewed on: 17th May 2024

I love the flexibility of pay in 3!

5
I love the flexibility of pay in 3! It’s a great solution for spreading the cost of more expensive purchases. There is a huge variety of vendors that have pay in 3 as a payment option. Keep doing great! Reviewed on: 17th May 2024

Regular pay in 3 user

5
Have used pay in 3 for several years with no issues.Helps to spread cost. Reviewed on: 17th May 2024

Great way to spend

5
Great way to spend without paying in one large amount of money Reviewed on: 17th May 2024

Very easy to use!

5
Very easy to use! Time efficient and always reliable. Reviewed on: 17th May 2024

I use PayPal Pay in 3 quite often.

5
I use PayPal Pay in 3 quite often, especially for pc parts and other tech as these items tend to be expensive in one lump however with PayPal Pay in 3 it is much easier to pay for them over 3 installments with no additional costs. I can honestly say that I don't think there really is any drawbacks. I've already used it twice this month! Reviewed on: 17th May 2024

Pay in 3 has helped me pay for the things I need.

5
Having the option to pay in 3 monthly installments is a great way to manage ones finances and allows one the time to pay for the things we love and need. Reviewed on: 17th May 2024

Really great option for spreading costs.

5
Really great option for spreading costs. Very easy and hassle free! Love it! Reviewed on: 17th May 2024

Makes big spends more affordable.

5
Makes big spends more affordable. Much prefer spreading the cost of big purchases across 3 months. Would recommend to anyone that can afford the monthly payments of the items bought. Reviewed on: 17th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review