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PayPal: Pay in 3 reviews

4.93
Based on 46,477 reviews, last reviewed 6th May 2026
2276700% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Great Customer service Have been with PayPal for many years now....always had greatest customer service .....kept me updated on any complaints I have made . Always feel safe... Read more Reviewed on: 6th May 2026
Jenny C's avatar
Jenny C

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46477)

Not really had a problem as far so all good...

4
Not really had a problem as far so all good Reviewed on: 12th May 2024

Paypal convenience to saving and shopping

5
Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024

I use pay in 3 help me buy this for my house like tv...

5
I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024

Convenient and allows me to purchase things with ease.

5
Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

5
It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

I’ve never had any problems with Pay in 3.

5
I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024

It was not as easy to speak with someone.

5
It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024

it’s useful for most things

4
it’s useful for most things i buy that are over £30 but it is sometimes unclear about if it will deny it or not Reviewed on: 11th May 2024

Such a brilliant idea, easy to use and have used pay...

5
Such a brilliant idea, easy to use and have used pay in 3 a few times now. With no interest its a bonus! you can literally get what you want straight away when times are hard... it was so good at xmas being able to get everyones presents in one place then splitting the cost helped so much I'm so greatful for this service! Reviewed on: 11th May 2024

Lifesaver!

5
PayPal pay in 3 is the difference in my family having nice things and not. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

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