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PayPal: Pay in 3 reviews

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4.93
Based on 46,575 reviews, last reviewed 6th May 2026
2286000% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way of paying Convenient way to spread the cost of many different things including heating oil Reviewed on: 6th May 2026
Nick B's avatar
Nick B

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (46575)

Very easy to use

5
Very easy to use - all upfront, no hidden agenda. Reviewed on: 12th May 2024
Laura H's avatar
Laura H

Excellent experience

5
Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024
Shakil 's avatar
Shakil

Top performance

5
Always excellent to use and never had any issues Reviewed on: 12th May 2024
Wayne b's avatar
Wayne b

Very easy to use, very convenient, and crucially ver...

5
Very easy to use, very convenient, and crucially very transparent as to the terms and conditions and the interest rate. You feel secure in knowing what you're paying and when you're paying it. Reviewed on: 12th May 2024
Ok's avatar
Ok

Brilliant PayPal.

5
It is a really easy and enjoyable experience using PayPal. I don't think I have ever had to make a phone call or send an email to their customer service team. I do everything through the app and it's just a simple easy experience. Reviewed on: 12th May 2024
James 's avatar
James

I find the pay in three option helps me budget .

5
I find the pay in three option really helpful. It helps me pay for more expensive things & be able to budget by spreading it over 3 months. Reviewed on: 12th May 2024
Kate W's avatar
Kate W

Fair with improvements needed

4
Difficult to impossible to make a bane change. Overall for moving money works well Reviewed on: 12th May 2024
Sarah h's avatar
Sarah h

Great for bigger purchases that would normally be un...

5
Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024
Spencer J's avatar
Spencer J

I use pay in 3 to allow me to make necessary purchas...

5
I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024
HilsR's avatar
HilsR

Very helpful payment method for big purchases.

5
Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024
Stephen f's avatar
Stephen f

Review PayPal: Pay in 3 now

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