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PayPal: Pay in 3 reviews

4.76
Based on 101,250 reviews, last reviewed 30th Jul 2026
207% increase in 5 star reviews
in the past 90 days
232% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026
Mac's avatar
Mac

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101251)

I use PayPal whenever its possible, I feel safe usin...

5
I use PayPal whenever its possible, I feel safe using so, I love pay in 3 option, it help me with guilt over expensive personal purchases as well as helps balance my budget. The only downside is poor currency conversion, could be better as competitors on the market has grown. Reviewed on: 10th July 2026

Fantastic

5
Great system easy to manage fantastic app clear information good communication superstar 10 out of 10 for me Reviewed on: 10th July 2026

Never had a problem.

5
Never had a problem. Once when I had a fraudulent payment they money was returned to me immediately without any problem Reviewed on: 10th July 2026

So easy when buying online and great response when t...

5
So easy when buying online and great response when things aren’t delivered Reviewed on: 10th July 2026

I like pay on 3.

5
I like pay on 3. No interest and breaks my outgoings into more reasonable chunks Reviewed on: 10th July 2026

It’s just so easy to use and user friendly app.

5
It’s just so easy to use and user friendly app. Been using PayPal for years and would never change. Reviewed on: 10th July 2026

Easy to use, loads of option to pay my shopping, fle...

5
Easy to use, loads of option to pay my shopping, flexible Reviewed on: 10th July 2026

Great .smooth service

5
Great .. smooth service cant fault, easy to set up and use. HIuhlyrecinmend Reviewed on: 10th July 2026

Really handy to use to manage those slightly larger...

5
Really handy to use to manage those slightly larger purchases when balancing the rest of your finances. Reviewed on: 10th July 2026

Thoroughly recommend

5
Setting up pay in three is remarkably easy. I have use PayPal for purchases over many years. Reviewed on: 10th July 2026

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