Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,250 reviews, last reviewed 30th Jul 2026
207% increase in 5 star reviews
in the past 90 days
232% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026
Mac's avatar
Mac

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101251)

Paypal is so convenient, the ability to pay in three...

5
Paypal is so convenient, the ability to pay in three helpful for larger purchases and easy to nappy for and obtain. All told, highly recommend. Reviewed on: 10th July 2026

PayPal is always my go to for payment options, as it...

5
PayPal is always my go to for payment options, as it gives me confidence that my payment is secure and protected.. customer service is excellent and will support with any request. Reviewed on: 10th July 2026

It’s easy to use, payments are auto taken so you don...

5
It’s easy to use, payments are auto taken so you don’t have to remember Reviewed on: 10th July 2026

Very simple experience that helped me spread the cos...

5
Very simple experience that helped me spread the costs of an expensive purchase. Easy to navigate and good value. Reviewed on: 10th July 2026

Paypal is amazing

5
Paypal is such an amazing and convenient way of paying for an item because it is secure and safe to use. You never have to put any banking details in on anything online. It also is fabulous that you can spread the cost of the item you purchased over 3 installments. That gives you peoce of mind that when you buy something expensive or out of your budget this time but you can afford it because you can spread the cost over 3 months. I love it. Reviewed on: 10th July 2026

Paypal - safe ways to pay

5
Always had a positive experience. Secure and supportive. Convenient service for making purchases online. When I lost access to my email address due to fraud, my email provider was really difficult avout it but pay pal made it really easy to secure and recover my pay pal account. Reviewed on: 10th July 2026

Used for years, great.

5
Used for years, great. It helps to spread payments out. Easy to arrange and helps so much. It’s my preference for paying with PayPal Reviewed on: 10th July 2026

Simplest and easiest way to pay.

5
Simplest and easiest way to pay. No messing about. Reviewed on: 10th July 2026

Very good for me as it provides me the facility to p...

5
Very good for me as it provides me the facility to pay in 3 months allowing me to spread the cost of purchases. Reviewed on: 10th July 2026

best payment method

5
it has made my life easier as i have had periods where i did not earn enough and it really helped making it through. i have used paypal for years and it has been the best way to pay, receive money and split the costs. when i had issues the service has always been supportive and made me feel safe. i would highly recommend. i do not use any other form of payments. Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181083 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products