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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 63,511 reviews, last reviewed 9th Jun 2026
3871000% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to use . Quick and easy to use .. efficient Reviewed on: 9th June 2026
Rachael's avatar
Rachael

Latest lowest rating:

2

charged my debit card 2 payments taken twice charged my debit card 2 payments taken twice Reviewed on: 9th June 2026
leona s's avatar
leona s
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (63511)

Good experience all round- easy payments and clear l...

5
Good experience all round- easy payments and clear layout. Would be good to have ability to change preferred payment easily though on the iPhone app Reviewed on: 7th June 2024
Alexander M's avatar
Alexander M

Excellent

5
Pay in 3 has been a pleasure to use. Brilliant way of managing payments if you can’t afford a purchase in one go. Excellent service thank you. Reviewed on: 7th June 2024
Georgia R's avatar
Georgia R

Brilliant payment option with seamless operation.

5
Brilliant payment option with seamless operation. What’s not to like! Reviewed on: 7th June 2024
Peter Maddock's avatar
Peter Maddock

Easiest way to split payments over a 3 months!

5
Easiest way to split payments over a 3 month period. Money is automatically taken each month so you don’t have to manually sort this out and there’s options to pay off early if you wish to which is really helpful! Reviewed on: 7th June 2024
Georgia W's avatar
Georgia W

Favourite credit company xx

5
I absolutely love PayPal, PayPal credit and pay in 3 has bailed me out countless times when I was in financial distress. In return I have recruited all my friends and family that I can to use it. Reviewed on: 7th June 2024
Rosemary N's avatar
Rosemary N

Spread the cost

5
Gives you time to spread the cost of an expensive item much more easily Reviewed on: 7th June 2024
CSOCCB's avatar
CSOCCB

A godsend.

5
PayPal: Pay in 3 has given a great financial relief for myself, and others, in short term circumstances. This is as the common, working class, person deserves in such a capitalistic society. To have services such as this not rip from our pockets makes a huge difference and sets a huge example on other banks and corporations. Reviewed on: 7th June 2024
Ben K's avatar
Ben K

Great service

5
Love PayPal, practical great service and very useful Reviewed on: 7th June 2024
Molly's avatar
Molly

Very easy to use

5
Very easy to use, 3 instalment payment plan easy to budget, only drawback couldn't find limit to use until 3 payment not avialible. Reviewed on: 7th June 2024
John C's avatar
John C

Easy to use and a really useful service

5
Pay in three is really useful when there’s something I need and either don’t have quite enough money spare or would rather spread out the cost a little. it’s super easy to use and makes life easier. Reviewed on: 7th June 2024
Thomas B's avatar
Thomas B

Review PayPal: Pay in 3 now

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