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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,390 reviews, last reviewed 10th Jun 2026
3952600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can't say much except it's excellent! Can't say much except it's excellent! I was sceptical when it was first introduced to use it with eBay. Never had an problem & when I did have questio... Read more Reviewed on: 10th June 2026
rCp's avatar
rCp

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64390)

It’s just a great option to pay in 3

5
It’s just a great option to pay in 3 Reviewed on: 6th June 2024
Jim O's avatar
Jim O

Great experience never had an issue at all - always...

5
Great experience never had an issue at all - always easy and simple Reviewed on: 6th June 2024
Amy w's avatar
Amy w

pal pay in 3 has enabled me to spread to cost of...

5
Pay pal pay in 3 has enabled me to spread to cost of things whilst also making it maintainable for me to pay. Great service. Reviewed on: 6th June 2024
Wes's avatar
Wes

Excellent choice, approval is immediate.

5
Excellent choice, approval is immediate. Easy to manage payments. More Availability options than Klarna. Reviewed on: 6th June 2024
Wioleta's avatar
Wioleta

Money saver

4
Paypal has helped me to purchase an item and pay it in 3-4 months without any interest added. Reviewed on: 6th June 2024
LG's avatar
LG

Excellent

5
Simple. Easy to use. Confidently used on many occasions. Reviewed on: 6th June 2024
MS's avatar
MS

Love the pay in 3 as it gives you more time to pay f...

5
Love the pay in 3 as it gives you more time to pay for your purchases Reviewed on: 6th June 2024
Elliot F's avatar
Elliot F

Used PayPal for ages.

5
Used PayPal for ages. I had an issue getting hold of bank details to make a payment and the customer services were so understanding and our account on hold so I didn’t get late fees and helped me reset payments again after. Definitely recommend Reviewed on: 6th June 2024
Bethany R's avatar
Bethany R

I've been using PayPal for a few years now, and I do...

5
I've been using PayPal for a few years now, and I don't have any negative points to report. Once I made a purchase and the product did not correspond to the order, I opened a dispute and PayPal took all measures until I received my money back. Reviewed on: 6th June 2024
Ima G's avatar
Ima G

Great service handy to have when money is short...

5
Great service handy to have when money is short Reviewed on: 6th June 2024
Ian D's avatar
Ian D

Review PayPal: Pay in 3 now

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