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PayPal: Pay in 3 reviews

4.76
Based on 64,342 reviews, last reviewed 10th Jun 2026
3948000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps to break down the payments easily Helps to break down the payments easily Reviewed on: 10th June 2026
RF's avatar
RF

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64342)

Easy to apply .

5
Easy to apply and don’t pay interés ,I would like to use for buy holidays .flight tickets.in almost all online shopping but they don’t have agreements for use Paypal like this . Reviewed on: 6th June 2024

Happy Customer, No Complaints

5
Never had any issues with PayPal. Easy to use, deal with & excellent customer services. Very satisfied. Reviewed on: 6th June 2024

Great for budgeting, helpful service

5
Great for budgeting, helpful service Reviewed on: 6th June 2024

Easy & Honest

5
Payment in three helps spread the cost of a purchase without interest over three payments and is transparent with what you pay and when Reviewed on: 6th June 2024

Any problems , they are quick to respond

5
Any problems , they are quick to respond Reviewed on: 6th June 2024

Pay in 3 easy and no interest

5
Pay in 3 easy and no interest and help spread the cost Reviewed on: 6th June 2024

Very convenient way to spread the cost of purchases.

5
Very convenient way to spread the cost of purchases. Reviewed on: 6th June 2024

Very helpful and convenient secured with PayPal

5
Very helpful and convenient secured with PayPal Reviewed on: 6th June 2024

PAYPAL pay in three is a winner.

5
This has been a very convenient and easy method to pay for unexpected needs, enabling me to comfortably stick within my normal budgeted expenditure. Reviewed on: 6th June 2024

Top pick

5
Very easy to use with great options Reviewed on: 6th June 2024

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