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PayPal: Pay in 3 reviews

4.76
Based on 55,445 reviews, last reviewed 30th May 2026
3118400% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option. Great option. Easy to configure and manage in the app Reviewed on: 30th May 2026
Paul G's avatar
Paul G

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55445)

Spread the cost

5
PayPal gives me an opportunity to spread cost on larger purchases. Secure way to pay that is widely accepted. Reviewed on: 19th May 2024

It works

5
yeah it works. it lets you pay in 3. Reviewed on: 19th May 2024

excellent service by PayPal, pay in 3 has helped me...

5
excellent service by PayPal, pay in 3 has helped me numerous times to book things i couldn't afford and pay back when i had the money Reviewed on: 19th May 2024

Never had any issues, clear communication and easy w...

5
Never had any issues, clear communication and easy way to finance payments. Reviewed on: 19th May 2024

Very easy and helpful pay in 3 is very useful and pa...

5
Very easy and helpful pay in 3 is very useful and pay in easy instalments Reviewed on: 19th May 2024

Decent, but no option to extend / revise payment term.

3
Decent, but no option to extend / revise payment term. Credit is always risky anyway, especially when external factors, such as work paying late means u cannot use this again. Reviewed on: 19th May 2024

I’ve used PayPal for many years and I’ve never had a...

4
I’ve used PayPal for many years and I’ve never had any issues Reviewed on: 19th May 2024

Pay in 3 makes budgeting easier.

5
Pay in 3 makes budgeting easier. Reviewed on: 19th May 2024

Very happy with the service I receive from PayPal

5
Very happy with the service I receive from PayPal Reviewed on: 19th May 2024

So easy!

5
Faultless. Never have any issues and it's much less stressful than other payments methods! It stops me worrying about remembering to pay or worrying About paying it off each month. Really pleased with it. Reviewed on: 19th May 2024

Review PayPal: Pay in 3 now

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