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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,433 reviews, last reviewed 30th May 2026
3117200% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quite good. Quite good. Services have been good since I joined it Reviewed on: 30th May 2026
Lilian K's avatar
Lilian K

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55433)

Innovators of BNPL

5
PayPal was the first to allow BNPL at interest free for 4 months and it provides a good amount of flexibility Reviewed on: 19th May 2024
Fahad's avatar
Fahad

Help when you need it most.

4
Help when you need it most. Pay in 3 enables my family and myself to purchase goods we need when we don't quite have enough to do it in one go. Great for those high price electronics your children need! It's quick, simple and so easy to pay and pay early if you want to. A great product and will continue to use. Reviewed on: 19th May 2024
Mr M's avatar
Mr M

Paypal Pay in 3 is a useful way to pay

5
I've been using Paypal Pay in 3 for over a year. It comes in handy been able to pay off items in smaller amounts, with no interest charges. Reviewed on: 19th May 2024
Smurgle's avatar
Smurgle

Always know I can trust paypal in 3.

5
Always know I can trust paypal in 3. Can pay off early if want to. Great way to spread costs. Reviewed on: 19th May 2024
Emma E's avatar
Emma E

it enables me to buy things for my business

5
it enables me to buy things for my business, although I wish the four months % free was regular. In face I think for regular users this could be 6 months and/or the pay over 3 months could be 6 months as well. Reviewed on: 19th May 2024
Phil The Hat's avatar
Phil The Hat

Helped out in a tight spot

5
Things have been a bit tight this year - Paypal's pay in 3 have made things a bit easier when it came to replacing unexpected replacement purchases. Reviewed on: 19th May 2024
Fazer's avatar
Fazer

PayPal is very good.

5
PayPal is very good. Really is a very good. Reviewed on: 19th May 2024
Anonymous A's avatar
Anonymous A

A reliable and versatile system

5
A reliable and versatile system for online transactions. My experience with PayPal has been very positive. The service solved my online payment problems, making sending and receiving money easy and safe. Reviewed on: 19th May 2024
Marco D's avatar
Marco D

Helpful and easy to use

5
So helpful to have this option as a single parent ! Splitting the payment on three will sometimes mean we can get something special we couldn’t have before as it eases the payment when it’s split interest free over three months x Reviewed on: 19th May 2024
Tina Bouwer's avatar
Tina Bouwer

It's been great!

5
It's been great, only had one small issue in the many years I've been using paypal and customer servoce sorted it in minutes! Easy to use, more online shops accept paypal than don't. Reviewed on: 19th May 2024
Nick's avatar
Nick

Review PayPal: Pay in 3 now

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