Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (55416 reviews)

View other PayPal products

4.76

Based on 55,416 reviews, last reviewed 30th May 2026

3115500% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Generally great but problem with pay in 3 Generally great but problem with pay in 3 Reviewed on: 30th May 2026

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (55416)

Helps me manage payments, provides financial stabili...

Helps me manage payments, provides financial stability and allows for debt management during this difficult time. Reviewed on: 19th May 2024

very handy use it a lot but doesn’t let me over use...

very handy use it a lot but doesn’t let me over use it so that’s always good Reviewed on: 19th May 2024

Safest way to shop!

Safest way to shop! Use PayPal on nearly every shop I do online Reviewed on: 19th May 2024

Nice option to have

Handy way to make purchases without breaking the bank. Paying in 3 allows you spread the bill. More likely to make big purchases as you don’t miss smaller amounts coming out of my bank Reviewed on: 19th May 2024

Great service

Great service and really helpful Reviewed on: 19th May 2024

I have issues not taking direct debits on time and b...

I have issues not taking direct debits on time and being charged for missed payments when a direct debit is setup. Reviewed on: 19th May 2024

paypal is Very easy to use and i am so happy.

paypal is Very easy to use and i am so happy. Reviewed on: 19th May 2024

PayPal is Excellent!

Good for everyday use, brilliantly reliable Reviewed on: 19th May 2024

Always easy and simple to use

Always easy and simple to use with date details on my account to keep track Reviewed on: 19th May 2024

Pay in 3 has been used many times to help spread the...

Pay in 3 has been used many times to help spread the cost of payments on items I wouldn't have purchased otherwise. PayPal is safe and secure and the only means of payment that i use on eBay. In Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.35 from 24 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.90 from 34 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.74 from 117121 reviews
Payments
from PayPal 4.73 from 3726 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub