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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,403 reviews, last reviewed 30th May 2026
3114300% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Facilitates international career Having to move between two countries for work, PayPal has made life so much easier than with bank cards. Reviewed on: 30th May 2026
Les T's avatar
Les T

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55403)

It’s a good thing if your paid on that day each mont...

4
It’s a good thing if your paid on that day each month to do pay in 3 if not you fall behind other then that I think it’s good Reviewed on: 19th May 2024
Marie S's avatar
Marie S

It’s a great way to pay 5 star

5
It’s a great way to puy easy to use PayPal app and value for money 5-star from me Reviewed on: 19th May 2024
Pranay Patel's avatar
Pranay Patel

I always use pay in 3 to spread the cost

5
I have used pay in 3 and love the fact that there is no interest. It's also easy to use and the payment is taken out on the same date each month. Reviewed on: 19th May 2024
BuO's avatar
BuO

Excellent service from PayPal

5
Excelent service from PayPal. Very handy service and gives you plenty of flexibility. Offering interest free installments is fantastic and useful for so many payments. And I also like the option to pay off in full at any time if I want to. Reviewed on: 19th May 2024
Nathan B's avatar
Nathan B

Makes paying for items more affordable and practical

5
Makes paying for items more affordable and practical Reviewed on: 19th May 2024
Brooke I's avatar
Brooke I

Just find the process so accessible

5
Just find the process so accessible Reviewed on: 19th May 2024
Louise 's avatar
Louise

Quick and easy, No issues, direct debit for payment.

5
Quick and easy, No issues, direct debit for payment. Good customer service if something does go wrong. Reviewed on: 19th May 2024
MRVB's avatar
MRVB

Pay pal in 3 is a life saver.

5
Pay pal in 3 is a life saver. It gives me the opportunity to pay in 3 months, interest free. Reviewed on: 19th May 2024
Carmen L's avatar
Carmen L

Pay in 3 helps me buy essentials

5
Pay in 3 helps me so much means I can buy essentials and not worry about over spending. Best thing is it takes it out automatically so I don't have to remember to pay it each month Reviewed on: 19th May 2024
Hannah H's avatar
Hannah H

Nothing to complain about.

5
Nothing to complain about. Effortless, simple and easy. Would recommend Reviewed on: 19th May 2024
Adam 's avatar
Adam

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