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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,385 reviews, last reviewed 30th May 2026
3112600% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

This is the second time I use Pay Pal Pay in 3 and I... This is the second time I use Pay Pal Pay in 3 and I think is not great but a life saver Reviewed on: 30th May 2026
Aurelian T's avatar
Aurelian T

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55385)

Excellent service

5
Using the service for two years already. Great experience Reviewed on: 19th May 2024
Dmitri R's avatar
Dmitri R

I love paypal its been great experience with paypal

5
I love paypal its been great experience with paypal Reviewed on: 19th May 2024
Noman Shabbir's avatar
Noman Shabbir

Very helpful and easy to use.

5
Very helpful and easy to use. It would obviously be better if you could offer a paypal pay in 6 with 0% interest. But it is excellent as it is too Reviewed on: 19th May 2024
Serab I's avatar
Serab I

99 problems but PayPal ain't one

5
In all the time in have had PayPal I've not had a problem. If something has been an issue, PayPal have dealt with it accordingly and efficiently. Reviewed on: 19th May 2024
Twinkabell's avatar
Twinkabell

Very reliable and fast.

5
Very reliable and fast. Everytime I asked for help they helped straight away. Reviewed on: 19th May 2024
Shahid Ahmed 's avatar
Shahid Ahmed

The pay in 3 helps to avoid interest charges

5
Pay in 3 helps with your purchase that would otherwise have incurred interest charges. Reviewed on: 19th May 2024
Oluwatosin o's avatar
Oluwatosin o

They take the money from my account straight so I di...

5
They take the money from my account straight so I didn’t need to remember each payment Reviewed on: 19th May 2024
Dalia 's avatar
Dalia

Easy to apply, effortless transactions.

5
Easy to apply, effortless transactions. Will definitely use again in the future. Could do with a little more information before applying, ie, if a transaction qualifies for the pay in 3. Reviewed on: 19th May 2024
MARK M's avatar
MARK M

first class experience, every time

5
first class experience, every time Reviewed on: 19th May 2024
Mr W's avatar
Mr W

Great Customer Service

5
Customer service team are very helpful, and can be contacted very quickly, if the FAQ's don't have a guide to resolve a specific issue. Reviewed on: 19th May 2024
Tom's avatar
Tom

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