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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,367 reviews, last reviewed 30th May 2026
3110800% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

Easy to navigate with clear instructions Easy to navigate with clear instructions Reviewed on: 30th May 2026
Julius Aquino's avatar
Julius Aquino

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55367)

Excellent experience, helps you plan family budget.

5
Excellent experience, helps you plan family budget. Reviewed on: 19th May 2024
Natalia 's avatar
Natalia

A false suspicious pay in 3 payment (now refunded)

4
Well they blocked one of my payments through AliExpress calling it a ‘suspicious transaction’. Really it was me trying to do pay in three for the first time on AliExpress so they flagged it for no reason. Didn’t have access to MY OWN MONEY for days and they said they couldn’t do anything about it and that I just had to be patient and wait for them to refund it back. I had to cancel my whole order and wait seven days I believe to get it back. Ridiculous and I had to speak to several people on PayPal customer service to even get to that point in the first place. One was even so rude as to cut me off of the call. Customer service is rude and have no care about the people they are taking money from. Reviewed on: 19th May 2024
NJ's avatar
NJ

Any time i use PayPal it's an excellent and smooth e...

5
Any time i use PayPal it's an excellent and smooth experience Reviewed on: 19th May 2024
Paul l's avatar
Paul l

Friendly customer service

5
Nice and friendly, polite customer service Reviewed on: 19th May 2024
Angela Ozala's avatar
Angela Ozala

Excelent service have and will continue using

5
Excelent service have and will continue using Reviewed on: 19th May 2024
Mark re's avatar
Mark re

Simple way to spread large costs over a duration wit...

5
Simple way to spread large costs over a duration without affecting credit scores Reviewed on: 19th May 2024
Jason L's avatar
Jason L

PayPal: Pay in 3 has been the most convenient method...

5
PayPal: Pay in 3 has been the most convenient method of payment. I appreciate that PayPal has this option as it has allowed me to make purchases and spread the cost. Reviewed on: 19th May 2024
SW's avatar
SW

Pay in three is a fantastic, easy, stress free way o...

5
Pay in three is a fantastic, easy, stress free way of affording many different products Reviewed on: 19th May 2024
Rebecca A's avatar
Rebecca A

Excellent service

5
I use PayPal for most purchases as I like having the option to split payments on larger amounts. I also value having the protection that PayPal provides on purchases. The process is easy and stress free. Reviewed on: 19th May 2024
Sonia k's avatar
Sonia k

Fantastic all round.

5
Fantastic all round. Very sleek and smooth to use and I’ve never really struggled here. It’s helped me with my vital purchases and also for day to day shopping. I’ve been using PayPal for many years now, but it’s never failed, not even once. Reviewed on: 19th May 2024
Ayobami O's avatar
Ayobami O

Review PayPal: Pay in 3 now

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