Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,367 reviews, last reviewed 30th May 2026
3110800% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate with clear instructions Easy to navigate with clear instructions Reviewed on: 30th May 2026
Julius Aquino's avatar
Julius Aquino

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (55367)

Fast smooth and works extremely well

5
Fast smooth and works extremely well Reviewed on: 19th May 2024
Ben H's avatar
Ben H

Be sensible and use to your advantage

5
I've been with PayPal for many years with no problems whatsoever. Pay in 3 is convenient and easy. As it's 0% interest, if managed well by the consumer, pay in 3 can save you money or make things that are otherwise unaffordable within reach. Reviewed on: 19th May 2024
Mart g's avatar
Mart g

Very good and convenient being a single parent.

5
Very good and convenient being a single parent. Especially when it’s birthdays or Xmas. Reviewed on: 19th May 2024
Lisa Lock's avatar
Lisa Lock

Helpful pay in three, gives me the opportunity to ha...

5
Helpful pay in three, gives me the opportunity to have items I couldn’t afford any other way without the interest accruing on a credit card so thank you so much PayPal. Reviewed on: 19th May 2024
Susan H's avatar
Susan H

Convenient

5
Using PayPal is easy and makes life a little less complicated. Reviewed on: 19th May 2024
Amy J's avatar
Amy J

Pay in 3 is very much needed

5
I am a pensioner and wouldn’t be able to buy expensive things! I need the pay in 3 it helps me enormously Reviewed on: 19th May 2024
Elaine D's avatar
Elaine D

Makes life easier

5
This payment method makes buying a big item so much easier. I have purchased much needed larger value items with no worries given that I can pay in 3 instalments. Reviewed on: 19th May 2024
Jill W's avatar
Jill W

Excellent pay in 3 service

5
I always use this pay in 3 service really convenient to spread the cost of my purchases Reviewed on: 19th May 2024
PHILLIP O's avatar
PHILLIP O

Once didn't received remainder about upcoming paymen...

4
Once didn't received remainder about upcoming payment and my credit score dropped Reviewed on: 19th May 2024
Maciej Pierzchniak's avatar
Maciej Pierzchniak

Flexible and great value

5
I’ve used PayPal for such a long time and always found it super easy. Their guarantees give me a lot of confidence to shop online and I use pay in 3 a lot. I love that you don’t get charged interest and it’s easy to see what you owe. Reviewed on: 19th May 2024
Lily S's avatar
Lily S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill