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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,385 reviews, last reviewed 30th May 2026
3112600% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

This is the second time I use Pay Pal Pay in 3 and I... This is the second time I use Pay Pal Pay in 3 and I think is not great but a life saver Reviewed on: 30th May 2026
Aurelian T's avatar
Aurelian T

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55385)

Any time i use PayPal it's an excellent and smooth e...

5
Any time i use PayPal it's an excellent and smooth experience Reviewed on: 19th May 2024
Paul l's avatar
Paul l

Friendly customer service

5
Nice and friendly, polite customer service Reviewed on: 19th May 2024
Angela Ozala's avatar
Angela Ozala

Excelent service have and will continue using

5
Excelent service have and will continue using Reviewed on: 19th May 2024
Mark re's avatar
Mark re

Simple way to spread large costs over a duration wit...

5
Simple way to spread large costs over a duration without affecting credit scores Reviewed on: 19th May 2024
Jason L's avatar
Jason L

PayPal: Pay in 3 has been the most convenient method...

5
PayPal: Pay in 3 has been the most convenient method of payment. I appreciate that PayPal has this option as it has allowed me to make purchases and spread the cost. Reviewed on: 19th May 2024
SW's avatar
SW

Pay in three is a fantastic, easy, stress free way o...

5
Pay in three is a fantastic, easy, stress free way of affording many different products Reviewed on: 19th May 2024
Rebecca A's avatar
Rebecca A

Excellent service

5
I use PayPal for most purchases as I like having the option to split payments on larger amounts. I also value having the protection that PayPal provides on purchases. The process is easy and stress free. Reviewed on: 19th May 2024
Sonia k's avatar
Sonia k

Fantastic all round.

5
Fantastic all round. Very sleek and smooth to use and I’ve never really struggled here. It’s helped me with my vital purchases and also for day to day shopping. I’ve been using PayPal for many years now, but it’s never failed, not even once. Reviewed on: 19th May 2024
Ayobami O's avatar
Ayobami O

Fast smooth and works extremely well

5
Fast smooth and works extremely well Reviewed on: 19th May 2024
Ben H's avatar
Ben H

Be sensible and use to your advantage

5
I've been with PayPal for many years with no problems whatsoever. Pay in 3 is convenient and easy. As it's 0% interest, if managed well by the consumer, pay in 3 can save you money or make things that are otherwise unaffordable within reach. Reviewed on: 19th May 2024
Mart g's avatar
Mart g

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