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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,403 reviews, last reviewed 30th May 2026
3114300% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Facilitates international career Having to move between two countries for work, PayPal has made life so much easier than with bank cards. Reviewed on: 30th May 2026
Les T's avatar
Les T

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55403)

Best way to pay.

5
Using Paypal Pay in 3 for a good 4 years now and it made me a lot easier to handle my money, highly recommend using it, since there are no interest involved, like any other credit, most useful thing out there. Reviewed on: 19th May 2024
Tamas's avatar
Tamas

Gives you longer to pay for items which is a great i...

5
Gives you longer to pay for items which is a great idea when buying and budgeting Reviewed on: 19th May 2024
KIng 's avatar
KIng

Easy to use for bigger items for me to spread the co...

5
Easy to use for bigger items for me to spread the cost over 3 easy pays without paying interest Reviewed on: 19th May 2024
Michael's avatar
Michael

Everything has been really simple

5
Everything has been really simple, No issues and easy to pass money to friends or purchase anything. Only gripe is the lack of info when money comes from your bank account leaves me a little confused what subscription is which when looking at my bank Reviewed on: 19th May 2024
Dylan S's avatar
Dylan S

Love using PayPal to treat myself to expenditures no...

5
Love using PayPal to treat myself to expenditures not in my budget. So handy. Reviewed on: 19th May 2024
Claudia T's avatar
Claudia T

Perfect for larger purchases

5
Pay in 3 is ideal for spreading the cost of larger purchases with zero interest Reviewed on: 19th May 2024
Tracey M's avatar
Tracey M

Excellent experience, helps you plan family budget.

5
Excellent experience, helps you plan family budget. Reviewed on: 19th May 2024
Natalia 's avatar
Natalia

A false suspicious pay in 3 payment (now refunded)

4
Well they blocked one of my payments through AliExpress calling it a ‘suspicious transaction’. Really it was me trying to do pay in three for the first time on AliExpress so they flagged it for no reason. Didn’t have access to MY OWN MONEY for days and they said they couldn’t do anything about it and that I just had to be patient and wait for them to refund it back. I had to cancel my whole order and wait seven days I believe to get it back. Ridiculous and I had to speak to several people on PayPal customer service to even get to that point in the first place. One was even so rude as to cut me off of the call. Customer service is rude and have no care about the people they are taking money from. Reviewed on: 19th May 2024
NJ's avatar
NJ

Any time i use PayPal it's an excellent and smooth e...

5
Any time i use PayPal it's an excellent and smooth experience Reviewed on: 19th May 2024
Paul l's avatar
Paul l

Friendly customer service

5
Nice and friendly, polite customer service Reviewed on: 19th May 2024
Angela Ozala's avatar
Angela Ozala

Review PayPal: Pay in 3 now

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