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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (55416 reviews)

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4.76

Based on 55,416 reviews, last reviewed 30th May 2026

3115500% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Generally great but problem with pay in 3 Generally great but problem with pay in 3 Reviewed on: 30th May 2026

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (55416)

Great service and fast and easy

Great service and very helpful, fast and easy transaction help out alot in the current money crisis we are living in from house items purchased to car parts to keep my car on the road and all with no fees Reviewed on: 19th May 2024

PayPal is safe and reliable.

PayPal is safe and reliable..i use it for every online purchase! Reviewed on: 19th May 2024

Mixed Experiences

Have had mixed experience of Pay in 3, sometimes when I needed it, it wasn't available so had to cancel the payment as I didn't have full funds to pay, other than that it's been OK. Reviewed on: 19th May 2024

Best way to pay.

Using Paypal Pay in 3 for a good 4 years now and it made me a lot easier to handle my money, highly recommend using it, since there are no interest involved, like any other credit, most useful thing out there. Reviewed on: 19th May 2024

Gives you longer to pay for items which is a great i...

Gives you longer to pay for items which is a great idea when buying and budgeting Reviewed on: 19th May 2024

Easy to use for bigger items for me to spread the co...

Easy to use for bigger items for me to spread the cost over 3 easy pays without paying interest Reviewed on: 19th May 2024

Everything has been really simple

Everything has been really simple, No issues and easy to pass money to friends or purchase anything. Only gripe is the lack of info when money comes from your bank account leaves me a little confused what subscription is which when looking at my bank Reviewed on: 19th May 2024

Love using PayPal to treat myself to expenditures no...

Love using PayPal to treat myself to expenditures not in my budget. So handy. Reviewed on: 19th May 2024

Perfect for larger purchases

Pay in 3 is ideal for spreading the cost of larger purchases with zero interest Reviewed on: 19th May 2024

Excellent experience, helps you plan family budget.

Excellent experience, helps you plan family budget. Reviewed on: 19th May 2024

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