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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,445 reviews, last reviewed 30th May 2026
3118400% increase in 5 star reviews
in the past 90 days
6100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option. Great option. Easy to configure and manage in the app Reviewed on: 30th May 2026
Paul G's avatar
Paul G

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026
Luke's avatar
Luke
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (55445)

Love this Payment plan no interest to pay

5
This is an ideal way of helping you afford things that you need but dont quite have enough funds. I have used this way to pay several times. Easy and traight forward to do. Mo interest charges either . Reviewed on: 19th May 2024
Anita J's avatar
Anita J

Solid service

5
Good user experience, have used multiple times in past and has been effortless. Reviewed on: 19th May 2024
Joe B's avatar
Joe B

PayPal is the most convenient way to purchase online

5
PayPal is the most convenient way to purchase online Reviewed on: 19th May 2024
Gregor 's avatar
Gregor

The pay in 3 scheme helps many people, regardless of...

1
The pay in 3 scheme helps many people, regardless of their credit status afford items which may have been out of their grasp before. The app provides an excellent user interface and keeps your finances on Track. Overall a great service. Reviewed on: 19th May 2024
Robert T's avatar
Robert T

Always a reliable way to pay online.

5
Always a reliable way to pay online. Pay in 3 helped us out many times when purchasing flight tickets, etc. Overall an excellent service, would recommend it to anyone. Reviewed on: 19th May 2024
Balazs B's avatar
Balazs B

Very good service payments are seamless

5
Very good service payments are seamless Reviewed on: 19th May 2024
Miles B's avatar
Miles B

Easy to use and no added interest

5
I have used pay in 3 for several larger purchases now….. this makes it easier to spread the cost and without any added interest. Reviewed on: 19th May 2024
Caoimhin's avatar
Caoimhin

PayPal Credit Changed My Life

5
To begin, I applied for PayPal at a time where I did not require nor need the service back in I believe 2018. Since this, the account was rarely used and I did not see the benefit of utilising the credit available. For many years I was increasing the amount when prompted however still not using my credit for anything. Fast forward to 2022, the year I decided to get married. The entire process as you may expect was very expensive including the wedding costs and furnishing a new property. I can happily say without PayPal Credit, I would not have been able to comfortably afford spending money on things that are required. A TV, Sofa & Washing Machine was purchased via PayPal credit and I have been very grateful for the service since. Reviewed on: 19th May 2024
Tayyab K's avatar
Tayyab K

Helped me afford life changing experiences.

5
Great service, has helped me afford purchases I couldnt and would have missed out on life changing experiences otherwise. Often use it to afford concert and festival tickets, flights, and accommodation, and have met my best friends through these travels. Reviewed on: 19th May 2024
Sarah A's avatar
Sarah A

Great service and fast and easy

5
Great service and very helpful, fast and easy transaction help out alot in the current money crisis we are living in from house items purchased to car parts to keep my car on the road and all with no fees Reviewed on: 19th May 2024
Andrew G's avatar
Andrew G

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