Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (55457 reviews)

View other PayPal products

4.76

Based on 55,457 reviews, last reviewed 30th May 2026

3119600% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Reliable! Trustworthy, will always use when it feels necessary. Have made it possible to attend once in a lifetime concerts, forever grateful. Reviewed on: 30th May 2026

Latest lowest rating:

1

Not sure id use again depending how issue is resolved. Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft.... Read more Reviewed on: 28th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (55457)

first class experience, every time

first class experience, every time Reviewed on: 19th May 2024

Great Customer Service

Customer service team are very helpful, and can be contacted very quickly, if the FAQ's don't have a guide to resolve a specific issue. Reviewed on: 19th May 2024

Love this Payment plan no interest to pay

This is an ideal way of helping you afford things that you need but dont quite have enough funds. I have used this way to pay several times. Easy and traight forward to do. Mo interest charges either . Reviewed on: 19th May 2024

Solid service

Good user experience, have used multiple times in past and has been effortless. Reviewed on: 19th May 2024

PayPal is the most convenient way to purchase online

PayPal is the most convenient way to purchase online Reviewed on: 19th May 2024

The pay in 3 scheme helps many people, regardless of...

The pay in 3 scheme helps many people, regardless of their credit status afford items which may have been out of their grasp before. The app provides an excellent user interface and keeps your finances on Track. Overall a great service. Reviewed on: 19th May 2024

Always a reliable way to pay online.

Always a reliable way to pay online. Pay in 3 helped us out many times when purchasing flight tickets, etc. Overall an excellent service, would recommend it to anyone. Reviewed on: 19th May 2024

Very good service payments are seamless

Very good service payments are seamless Reviewed on: 19th May 2024

Easy to use and no added interest

I have used pay in 3 for several larger purchases now….. this makes it easier to spread the cost and without any added interest. Reviewed on: 19th May 2024

PayPal Credit Changed My Life

To begin, I applied for PayPal at a time where I did not require nor need the service back in I believe 2018. Since this, the account was rarely used and I did not see the benefit of utilising the credit available. For many years I was increasing the amount when prompted however still not using my credit for anything. Fast forward to 2022, the year I decided to get married. The entire process as you may expect was very expensive including the wedding costs and furnishing a new property. I can happily say without PayPal Credit, I would not have been able to comfortably afford spending money on things that are required. A TV, Sofa & Washing Machine was purchased via PayPal credit and I have been very grateful for the service since. Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Klarna card
from Klarna 4.09 from 3 reviews
Buy Now Pay Later
from Klarna 4.50 from 551 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.74 from 117188 reviews
Payments
from PayPal 4.73 from 3726 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub