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PayPal: Pay in 3 reviews

4.76
Based on 55,476 reviews, last reviewed 30th May 2026
3121000% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

Easy and convenient. Easy and convenient. Very useful to be able to spread payments over a few months with no extra interest Reviewed on: 30th May 2026
Jay M's avatar
Jay M

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (55476)

Easy to use, convenient and flexible.

5
Easy to use, convenient and flexible. The interface is very easy to navigate and you can find transactions and options quickly. Using the pay in 3 for larger purchases is extremely useful for spreading out the fee with no penalties, and the money comes out automatically. My experience has been that this is offered on larger purchases automatically when using the Paypal checkout, along with the usual extended option of longer credit (with fees). It has been excellent for those unexpected bills like repairs where having the option to stagger the payment avoids issues with overdrafts and gives you more control. Reviewed on: 19th May 2024

Excellent service

5
Using the service for two years already. Great experience Reviewed on: 19th May 2024

I love paypal its been great experience with paypal

5
I love paypal its been great experience with paypal Reviewed on: 19th May 2024

Very helpful and easy to use.

5
Very helpful and easy to use. It would obviously be better if you could offer a paypal pay in 6 with 0% interest. But it is excellent as it is too Reviewed on: 19th May 2024

99 problems but PayPal ain't one

5
In all the time in have had PayPal I've not had a problem. If something has been an issue, PayPal have dealt with it accordingly and efficiently. Reviewed on: 19th May 2024

Very reliable and fast.

5
Very reliable and fast. Everytime I asked for help they helped straight away. Reviewed on: 19th May 2024

The pay in 3 helps to avoid interest charges

5
Pay in 3 helps with your purchase that would otherwise have incurred interest charges. Reviewed on: 19th May 2024

They take the money from my account straight so I di...

5
They take the money from my account straight so I didn’t need to remember each payment Reviewed on: 19th May 2024

Easy to apply, effortless transactions.

5
Easy to apply, effortless transactions. Will definitely use again in the future. Could do with a little more information before applying, ie, if a transaction qualifies for the pay in 3. Reviewed on: 19th May 2024

first class experience, every time

5
first class experience, every time Reviewed on: 19th May 2024

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