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PayPal: Pay in 3 reviews

4.76
Based on 71,579 reviews, last reviewed 16th Jun 2026
4633300% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth experience Smooth experience - made paying in instalments very easy Reviewed on: 16th June 2026
Megan R's avatar
Megan R

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71580)

I have used pay in 3 many times to make purchases.

5
I have used pay in 3 many times to make purchases. It has been a life saver and helped with paying for my car to be serviced. I can break payments down into 3 manageable payments with no interest and no debt. Reviewed on: 13th June 2024

Easy to use no hassal

5
Fab nothing to fault, no issues takes the stress out of shopping Reviewed on: 13th June 2024

Easy Peasy!

5
Used for many years easy fast and efficient with good security and service satisfaction. Reviewed on: 13th June 2024

Pay in 3 feels like an amazing service that makes a...

5
Pay in 3 feels like an amazing service that makes a lot of purchases accessible especially during the cost of living crisis Reviewed on: 13th June 2024

Absolutely no complaints.

5
Absolutely no complaints. Know my payments are safe. Reviewed on: 13th June 2024

I have used the Pay in 3 service for a number of mor...

5
I have used the Pay in 3 service for a number of more expensive purchases and have found it very useful. Reviewed on: 13th June 2024

Very good as I like the idea of being able to pay of...

5
Very good as I like the idea of being able to pay off the balance over three payments Reviewed on: 13th June 2024

Excellent service

5
Have used pay in 3 several times and I really appreciate the extra time to pay for more expensive items. It’s easy to use and very convenient. Reviewed on: 13th June 2024

Peace of Mind

5
Pay in 3 with no interest makes it easier to buy what you need and pay later. Reviewed on: 13th June 2024

Flexible but can be better with using pay in 3...

5
Flexible but can be better with using pay in 3 Reviewed on: 13th June 2024

Review PayPal: Pay in 3 now

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