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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71619 reviews)

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4.76

Based on 71,619 reviews, last reviewed 16th Jun 2026

4636900% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It's great way to spend the cost It makes getting things I want when there's more month than money Plus it helps me budget Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71619)

I use pp all the time.

I use pp all the time. Definitely helps if no money until pay day. Reviewed on: 13th June 2024

Simple and easy to use brilliant way of spreading th...

Simple and easy to use brilliant way of spreading the cost when needed Reviewed on: 13th June 2024

So easy and convenient.

So easy and convenient. Just few clicks and all ready. Reviewed on: 13th June 2024

PayPal credit is great if you can afford the monthly...

PayPal credit is great if you can afford the monthly amount so you can pay off without paying interest Reviewed on: 13th June 2024

Takes the hassle out of everyday transactions.

Takes the hassle out of everyday transactions. So convenient and reliable. Reviewed on: 13th June 2024

Don't really like any borrowings

Don't really like any borrowings, but "pay in3" is totally free. It could be unwise to not use it. Reviewed on: 13th June 2024

Great service, allows me to split payments into 3 ra...

Great service, allows me to split payments into 3 rather than paying the full amount at once Reviewed on: 13th June 2024

Fast and easy

Fast and easy 4 months interest free or pay in three Reviewed on: 13th June 2024

It gives you flexibility to spread your payments ins...

It gives you flexibility to spread your payments instead of paying in a large sum which is ideal for people balancing their finances. Reviewed on: 13th June 2024

I’ve used PayPal for many years.

I’ve used PayPal for many years. I often use pay in 3 or buy now pay later and never had any problems I once missed a payment and I called and the representative was lovely and helped me set up my direct debit Reviewed on: 13th June 2024

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