Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 55,791 reviews, last reviewed 1st Jun 2026
3150900% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great option that allows me to spread payments in... A great option that allows me to spread payments in a way that feels safe and non exploitative. I love the 0% interest rate when other borrowing optio... Read more Reviewed on: 1st June 2026
Katherine A's avatar
Katherine A

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (55791)

Easy easy easy easy easy easy easy east east easy ea...

5
Easy easy easy easy easy easy easy east east easy easy easy easy way way eat way easy Reviewed on: 11th May 2024
Elliott c's avatar
Elliott c

Never Lets Me Down

5
PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024
Ericka's avatar
Ericka

Excellent service.

5
Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024
John C's avatar
John C

So seamless.

5
So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024
Louis's avatar
Louis

I have used pay in 3 many times in the past few year...

5
I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024
Viene B's avatar
Viene B

I always use PayPal for my purchases.

5
I always use PayPal for my purchases. Reviewed on: 11th May 2024
Sara S's avatar
Sara S

Pay pal is quite versatile, easy to use for payments...

5
Pay pal is quite versatile, easy to use for payments with different options available to pay, bank card, pay in 3, or PayPal credit. It's also very save and secure , PayPal will help you to get your refund if what you bought was not delivered. Reviewed on: 11th May 2024
B O's avatar
B O

As a long time user I can confirm that PayPal is rel...

4
As a long time user I can confirm that PayPal is reliable and trustworthy. Reviewed on: 11th May 2024
Marcin B's avatar
Marcin B

Their credit or pay in 3 is really good

5
Their credit or pay in 3 is really handy, and easy to manage. Reviewed on: 11th May 2024
M E's avatar
M E

Great options

5
Pay in 3 is best way to buy something. Reviewed on: 11th May 2024
Chaudry's avatar
Chaudry

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill