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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

Good option for larger purchases or just help to spr...

Good option for larger purchases or just help to spread the cost Reviewed on: 9th July 2026

I have the karma app

I have the karma app. They don't have a minimum spending to split it up to 3 instalments. Reviewed on: 9th July 2026

Great for sending cash to pals. Less so for new sellers

For sending money to friends, they are probably the best service. Easy to create group pots, use aliases etc. Also fine for buying from stores. Only issue is as a seller. They are holding my money from concert tickets I sold, purely because it's my first sale. Meanwhile, they get the interest. Not sure that's very good. Reviewed on: 9th July 2026

Fantastic

Really easy to use .paypal is very helpful when I have a problem with an item I’m buying or trying to get a refund .I use it all the time when purchasing online I know my transactions are safe . Reviewed on: 9th July 2026

Whenever I have had an issue with a purchase and nee...

Whenever I have had an issue with a purchase and needed a refund it has been sorted out very quickly. I have spoken to customer service a few times and find they are always polite and helpful. Reviewed on: 9th July 2026

My experience is good they help you out if ya need p...

My experience is good they help you out if ya need pay in 3 also if ya buy something in full an was to need a refund cause was faulty or something your paid out Reviewed on: 9th July 2026

I feel confident when using PayPal

I feel confident if I purchase items on line when using PayPal, because they watch my back. Reviewed on: 9th July 2026

Ten years of happiness and satisfaction!

I’ve used PayPal for over ten years and have never, ever had issues with it. They’ve made shopping accessible and easy. In particular, I use their pay in 3 function a lot, which has helped to break down the cost of expensive purchases- such as my cooler during this heatwave! Reviewed on: 9th July 2026

straightforward

Really straightforward interface and added sense of security when purchasing. Reviewed on: 9th July 2026

Easy, efficient & excellent!

Easy, friendly, efficient, excellent in e-form! Reviewed on: 9th July 2026

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