Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 71,769 reviews, last reviewed 16th Jun 2026
4651100% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s a fantastic service and easy to use and the poi... It’s a fantastic service and easy to use and the points on each buying kind of brings joy and motivation to your life. Reviewed on: 16th June 2026
Kandivanam V's avatar
Kandivanam V

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71769)

Pay in 3 great money management

5
Pay in 3 really helps spread the cost of big purchases and helps me manage finances much better than without it. Reviewed on: 9th June 2024

Been using PayPal for a long time now.

5
Been using PayPal for a long time now. Never had any issues always use it as a trusted service. Reviewed on: 9th June 2024

PayPal is an excellent way for paying for goods, it...

5
PayPal is an excellent way for paying for goods, it keeps your details safe Reviewed on: 9th June 2024

HAPPY CUSTOMER

5
I have used PayPal for a lot of years and I will continue to use them I find pay in 3 Great and no interest charges Reviewed on: 9th June 2024

Pay in 3 option is extremely handy

5
Pay in 3 option is extremely handy Reviewed on: 9th June 2024

I've been really happy with pay in 3 because it mean...

5
I've been really happy with pay in 3 because it means there is a deadline to payments and I can manage my money well. Reviewed on: 9th June 2024

Unproblematic split payment service

5
I have used pay in 3 multiple times and never had any issues, always been able to pay it off early when payday comes around. It's also very handy if buying a large order where returns are anticipated as it is deducted from the remaining balance. Reviewed on: 9th June 2024

Pay in 3 is a great option.

5
Pay in 3 is a great option. It gives flexibility and is very helpful. Reviewed on: 9th June 2024

I use the pay in 3 which is amazing if you arent sur...

5
I use the pay in 3 which is amazing if you arent sure about an item. Same with PayPal credit. I use 3 if I think I'm likely to retain, and credit if I'm unsure. It helps with budgeting and the dashboard is easy to understand Reviewed on: 9th June 2024

Very good and helpful with helping me with my weddings

5
Very good and helpful with helping me with my weddings Reviewed on: 9th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review