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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,865 reviews, last reviewed 21st Jun 2026
4945300% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use and helps financially by spreading the... Simple to use and helps financially by spreading the cost over three months. This makes payments affordable which I wouldn't consider otherwise. Reviewed on: 21st June 2026
G K's avatar
G K

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (74866)

PayPal is here to stay

5
I love the app interface, I love how easy it is to send and recurve monies and I love how accessible pay in 3 is as it’s on almost all websites Reviewed on: 13th June 2024
Leah E's avatar
Leah E

I’m a joiner and it’s really great for paying for ex...

5
I’m a joiner and it’s really great for paying for expensive equipment I couldn’t afford to buy otherwise. Reviewed on: 13th June 2024
Daniel L's avatar
Daniel L

PayPal is great and very easy to use

5
PayPal is great and very easy to use and it is a great way to spread the cost of purchases Reviewed on: 13th June 2024
Pete G's avatar
Pete G

The PayPal pay in 3 concept is incredible

5
The PayPal pay in 3 concept is incredible , making every purchase affordable and simple to manage . The way the system is set up is amazingly user friendly and shows each step individually to help you understand everything that you are doing . The terms , conditions , schedule , payment amounts , start date and end date are all provided perfectly and give great understanding around how the scheme works , I would recommend this payment option to everyone so they can also see the benefits created by PayPal. Reviewed on: 13th June 2024
Luke Holland's avatar
Luke Holland

I love paypal and use it often for buy in...

5
I love paypal and use it often for buy in 3 purchases Reviewed on: 13th June 2024
Jas sandhu's avatar
Jas sandhu

PayPal 3 in 1 is my go to when buying online!

5
I use pay in 3 all the time, it’s a great way to break up payment amounts of various sizes over a manageable period of time without incurring interest and allows me to control and budget my payments. I use this feature for everything from booking flights to purchasing software. I can access the app and quickly check my 3 in one purchases, what’s paid and what’s left to pay. Reviewed on: 13th June 2024
Michael H's avatar
Michael H

Always easy to pay , and fast payments .

5
Always easy to pay , and fast payments . Multiple options too . The pay in 3 is great it comes out of the bank exactly on the date it says every month so no haste Reviewed on: 13th June 2024
Acollins's avatar
Acollins

Simple to use and efficient

5
PayPal pay in 3 is very convenient as it is a secure payment method that I trust a lot more than other options. Simple to use and effective in achieving what I need in a steady payment method because it’s quick to use and I can spread the payment. Reviewed on: 13th June 2024
Ellie B's avatar
Ellie B

Always find it easy to use!

5
Always find it easy to use! It is my preferred method of payment and I appreciate the payment options incl credit or pay in 3. I feel safer using PayPal online. Reviewed on: 13th June 2024
Fran C's avatar
Fran C

Convenient and Flexible

5
I just find paying by PayPal so convenient - saves having to look up card details Reviewed on: 13th June 2024
MM's avatar
MM

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