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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78974 reviews)

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4.76

Based on 78,864 reviews, last reviewed 2nd Jul 2026

5325900% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I have been a customer with for a few years now. I have been a customer with pay pal for a few years now. Never had any issues with them.. customer service are very helpful. I pay a lot of my orders ... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Won’t let me use PayPal in 3 . Won’t let me use PayPal in 3 . But will let me use PayPal credit Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78974)

Always been great and easy to use

Always been great and easy to use Reviewed on: 13th June 2024

Fabulous very happy to use .

Fabulous Reviewed on: 13th June 2024

I use it yo afford items without getting into long t...

I use it yo afford items without getting into long term debt. Reviewed on: 13th June 2024

Pay in 3 works for me

Used pay in 3 many times. Great idea for ease of purchase Reviewed on: 13th June 2024

PayPal pay in 3 was a lifesaver for my wedding!

PayPal pay in 3 was a lifesaver for my wedding! Usually available at more vendors than other finance options and I'm not sure what I would have done without it. Reviewed on: 13th June 2024

PayPal gives you time...

PayPal gives you time to pay off purchases with ripping you off with high interest rates Reviewed on: 13th June 2024

Easy to use

Very easy to use, good rate and almost every shop accepts paypal Reviewed on: 13th June 2024

Makes buying high value items manageable, much easie...

Makes buying high value items manageable, much easier to spread over 3 months. Reviewed on: 13th June 2024

Absolutely Brilliant

Thanks to PayPal pay in three I have been able to purchase items that under normal circumstances would be prohibitive. I have found it to be an extremely easy to use service. In summary Great Service Great Idea and Greatly appreciated. Reviewed on: 13th June 2024

Pay in 3 makes essential transactions more affordable

PayPal Pay in 3 has allowed me to pay for items across several months with no interest. This means I can spread my costs over several manageable payments that I can pay off at any time, without any further cost to myself. I have found pay in 3 to be particularly useful for bi-weekly online grocery shopping orders, which are sometimes rather expensive when paid as a lump sum. Reviewed on: 13th June 2024

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