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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77513 reviews)

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4.76

Based on 77,494 reviews, last reviewed 29th Jun 2026

5196300% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and quick system to use Easy to use and quick system to use Reviewed on: 29th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77513)

Simple straight forward service always handy to spre...

Simple straight forward service always handy to spread the cost over 3 months Reviewed on: 11th June 2024

Great app, simple to transfer money, competitive cre...

Great app, simple to transfer money, competitive credit - pay in 3 excellent service Reviewed on: 11th June 2024

Wholly positive experience

My experience of paypal is wholly positive, from using PayPal to buy products to them dealing with issues I've had in the past. Excellent service. Reviewed on: 11th June 2024

I really love Pay in 3 because it gives me financial...

I really love Pay in 3 because it gives me financial flexibility and flexibility to get the things I instantly need without worrying about money. it is like an interest free loan that provides and satisfies instant needs. Reviewed on: 11th June 2024

Really useful and easy to use service.

Really useful and easy to use service. Reviewed on: 11th June 2024

Reliable Service

I am always reminded by email and phone notification that my payment is coming up at least one week before hand. The PI3 service is reliable and easy to use. It is easy to open disputes and getting updates to your case gives me peace of mind. Reviewed on: 11th June 2024

Great to be able to split payments

Great to be able to split payments Reviewed on: 11th June 2024

Really easy to set up

Really easy to set up, the option comes up automatically when the payment is eligible and can be easily paid off early Reviewed on: 11th June 2024

Easy to use as pre approved when you select payment,...

Easy to use as pre approved when you select payment, still have buyer protection even when the plan is finished Reviewed on: 11th June 2024

A very useful tool.

A very useful tool. Disputes can take time though. Reviewed on: 11th June 2024

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