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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 68,787 reviews, last reviewed 12th Jun 2026
4370700% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always been a safe and trusted way to... PayPal has always been a safe and trusted way to pay Reviewed on: 12th June 2026
Jessica C's avatar
Jessica C

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (68787)

Everything is great.

5
Everything is great... I love payments in 3..perfect for small purchases Reviewed on: 28th May 2024
Alain R's avatar
Alain R

Very easy to use and clear when next payment is due.

5
Very easy to use and clear when next payment is due. Very efficient service. Reviewed on: 28th May 2024
Carrie B's avatar
Carrie B

I have used PayPal pay in 3 when purchases have been...

5
I have used PayPal pay in 3 when purchases have been expensive. By having this service available I have been able to purchase the expensive item and repay it in smaller chunks making it more affordable. I would definitely recommend this service Reviewed on: 28th May 2024
Torri B's avatar
Torri B

being on a budget its easier for me to pay

5
being on a budget its easier for me to pay Reviewed on: 28th May 2024
Steve C's avatar
Steve C

Very good service.

5
Very good service. Always works always reliable. Reviewed on: 28th May 2024
Zimena P's avatar
Zimena P

Excellent customer service and easy to use

5
Excellent customer service and easy to use Reviewed on: 28th May 2024
Joanna S's avatar
Joanna S

I really like it, it’s simple and straightforward.

5
I really like it, it’s simple and straightforward. Reviewed on: 28th May 2024
The Psychologist's avatar
The Psychologist

Great experience, love the paypal pay in 3 and paypa...

5
Great experience, love the paypal pay in 3 and paypal credit Reviewed on: 28th May 2024
Jay's avatar
Jay

Would use again

5
I’ve used pay in 3 a few times now and it’s nice to be able to spread bigger purchases out over time and know there’s security in using PayPal if something goes wrong with the transaction Reviewed on: 28th May 2024
Chris B's avatar
Chris B

Responsible short-term lender!

5
What I like most is that I feel more in control of my spending with PayPal Pay-in-3 than I did with other companies who provide pay-in-instalment options. I felt quickly out of my depth with other providers who appealed to my impulsive nature and lured me into debt that quickly escalated and could have easily become uncontrollable; they tempted me by increasing my spending limit beyond true affordability, and allowed me to pay off my instalments with a credit card, thus paying debt with debt. PayPal however will only accept debit card payments and so this helps me to keep my debt manageable and to feel like my financial security is valued. I have paid off and closed my accounts with other short-term lenders now because they made me feel like I was trapped in a cycle of debt, but I have kept PayPal Pay-in-3 because I feel PayPal prompt more considered spending and I feel safer and more in control. Reviewed on: 28th May 2024
ilovebeans 's avatar
ilovebeans

Review PayPal: Pay in 3 now

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