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PayPal: Pay in 3 reviews

4.76
Based on 67,796 reviews, last reviewed 11th Jun 2026
4276700% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

just an easy way to pay. just an easy way to pay. -needed to pay quick and spread the cost - kept me up to date Reviewed on: 11th June 2026
Emma Thompson's avatar
Emma Thompson

Latest lowest rating:

2

Convenience at a cost The service itself is great - quickly sending money elsewhere, getting the receipt. Only more recently did I look closely at exchange rates etc and re... Read more Reviewed on: 11th June 2026
Annerose A's avatar
Annerose A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (67796)

safest...

5
I do all my shopping with pay pal as it’s the safest way Reviewed on: 24th May 2024

Very good and helps when money is low but things are...

5
Very good and helps when money is low but things are needed to be brought. The no interest is very apealing and I could not rate it any better. Reviewed on: 23rd May 2024

Best way to Pay for anything

5
Best way to Pay for anything, I've used it several times to split my payments and was very happy with experience and the way how easly I could obtain it. Would recommend to anybody with no doubt. Reviewed on: 23rd May 2024

Perfect pocket-sized payments

5
Used PayPal pay in 3 a few times. It’s so easy and efficient for splitting payments manageably. Reviewed on: 23rd May 2024

Free easy credit.

4
It is easy-to-use and interest free. Reviewed on: 23rd May 2024

Excellent services.

5
Excellent services. I have past experience. And it is amazing. Highly recommended. Reviewed on: 23rd May 2024

PayPal pay in 3 is amazing !

5
PayPal pay in 3 offers 4 months interest free which can help people out if they’re ever in financial difficulty. It has helped me out so many times on things such as unexpected car repairs etc , and the best part is it’s interest FREE!! However if you need longer they also offer low interest rates, so it’s win win ! PayPal is perfect along with amazing customer service. Reviewed on: 23rd May 2024

Easy to use, protection is great

5
Easy to use, protection is great Reviewed on: 23rd May 2024

Can't go wrong.

5
Can't go wrong. I send money they receive it. What more could you want. Pay in 3 makes those larger purchases more manageable. Reviewed on: 23rd May 2024

PayPal Pay in 3 Service

5
PayPal are great, you can get in touch with them about any concerns or queries about your account. It is really easy to use and provides you with all the crucial details you need to know when using the pay in 3 service. It's a good way to break up larger transactions but you can easily access guidance to decide whether it is right for you or not. Through the app or online you can keep track of dates and amounts so you can budget accordingly. It has been very useful lately and I would recommend the service but make sure it is right for your circumstances first. Reviewed on: 23rd May 2024

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