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PayPal: Pay in 3 reviews

4.76
Based on 64,390 reviews, last reviewed 10th Jun 2026
3952600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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1%
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0%
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Latest highest rating:

5

Can't say much except it's excellent! Can't say much except it's excellent! I was sceptical when it was first introduced to use it with eBay. Never had an problem & when I did have questio... Read more Reviewed on: 10th June 2026
rCp's avatar
rCp

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64391)

being able to use pay in three with Pay Pal is a gre...

5
being able to use pay in three with Pay Pal is a great asset to me. Being able to spread the cost over three months allows me to save money by buying for example my dog food in the larger size which works out cheaper than buying the smaller bags Reviewed on: 11th May 2024

Convenient, simple and effective.

5
Convenient, simple and effective way to spread out my spending. I used Pay in 3 plenty of times to make larger purchases bite less. Reviewed on: 11th May 2024

To be fair you pretty much always get someone to...

5
To be fair you pretty much always get someone to talk to and you always get an answer which is well explained. Can't say that about many other customer services these days. Reviewed on: 11th May 2024

convenient and good value

5
convenient and good value just when zi needed it Reviewed on: 11th May 2024

I really think PayPal pie in three is amazing.

5
I really think PayPal pie in three is amazing. It is the most common way that I pay for stuff as it allows me to spread the cost out over three months interest-free I hope that PayPal never ever remove this. Reviewed on: 11th May 2024

App is good and accessible.

5
App is good and accessible. And free to diwnload. Reviewed on: 11th May 2024

Easy & efficient - easy to use.

5
Easy & efficient - easy to use. Allows you to spread the cost in an easy way. Reviewed on: 11th May 2024

Useful for spreading the cost and without any hassle...

5
Useful for spreading the cost and without any hassle - it just happens! Reviewed on: 11th May 2024

Love it, always choose Pay in three if I can.

5
Love it, always choose Pay in three if I can. Reviewed on: 11th May 2024

PayPal are always very responsive to any issues and...

5
PayPal are always very responsive to any issues and pay in 3 has given me extra flexibility when I need it most. Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review