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PayPal: Pay in 3 reviews

4.76
Based on 64,321 reviews, last reviewed 10th Jun 2026
3945900% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
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Latest highest rating:

5

Fantastic costumer service. Fantastic costumer service. Good online management Reviewed on: 10th June 2026
Roland K's avatar
Roland K

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64321)

Been very helpful in managing the cash flow for fami...

5
Been very helpful in managing the cash flow for family presents, enabling me to span the totals over 3 month periods Reviewed on: 11th May 2024

Ease of use

5
Very easy to arrange for and use it. Fair interest rates Reviewed on: 11th May 2024

Paypal Great!

5
PayPal has facilitated many transactions for me for years now. I am grateful to them for being able to provide such great customer service. They started by offering free returns/postage paid which I thought was great however they cancelled the programme Reviewed on: 11th May 2024

Saves me all the time when I’m short of money!

5
Saves me all the time when I’m short of money! Reviewed on: 11th May 2024

I love paypal ,it helps me manage my fjnances better

5
I love paypal ,it helps me manage my fjnances better Reviewed on: 11th May 2024

Being using papal pay in 3 for over a year

5
Being using papal pay in 3 for over a year and find it a great way to budget for bigger items. Easy to use. Reviewed on: 11th May 2024

Used pay in 3 and the pay.

5
Used pay in 3 and the pay.l In 4 months interest free, never had a problem Reviewed on: 11th May 2024

Pay in 3 is really useful because I can spread thing...

5
Pay in 3 is really useful because I can spread things over 3 months which makes them more affordable Reviewed on: 11th May 2024

No interest charge for 'pay in 3'

5
I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024

Easy to use and set up - more convenient than...

5
Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review