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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,391 reviews, last reviewed 10th Jun 2026
3952600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It works well for me, but my partner has experienced... It works well for me, but my partner has experienced delays Reviewed on: 10th June 2026
Joshua W's avatar
Joshua W

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64391)

I think pay in 3 is brilliant.

1
I think pay in 3 is brilliant.I use it all the time .Uncomplicated and so easy to use .Thankyou Paypal . Reviewed on: 11th May 2024
Rosemary H's avatar
Rosemary H

Great for when I need to split the payment

5
Great for when I need to split the payment Reviewed on: 11th May 2024
Serena J's avatar
Serena J

Easy payments easy set up nothing to complain about

5
Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024
Aggie F's avatar
Aggie F

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024
Paul 's avatar
Paul

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024
Max's avatar
Max

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024
Stephen's avatar
Stephen

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024
Arfan's avatar
Arfan

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024
Damian's avatar
Damian

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024
Marcelo 's avatar
Marcelo

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024
Stella M's avatar
Stella M

Review PayPal: Pay in 3 now

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