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PayPal: Pay in 3 reviews

4.76
Based on 64,390 reviews, last reviewed 10th Jun 2026
3952600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can't say much except it's excellent! Can't say much except it's excellent! I was sceptical when it was first introduced to use it with eBay. Never had an problem & when I did have questio... Read more Reviewed on: 10th June 2026
rCp's avatar
rCp

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (64390)

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

Overall excellent job an opportunity to meet the fin...

5
Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024

psypal very helpful especially pay in 3

5
Find psypal very helpful especially pay in 3 Reviewed on: 11th May 2024

Couldn’t live without it!

5
I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024

It was very helpful to me and it is the...

5
It was very helpful to me and it is the best option Reviewed on: 11th May 2024

Ease if use is crucial

5
So easy to use, highly recommend to anyone. Makes payment for more expensive items much more manageable. Doesn't feel as bad as having longer term debt. I have used several times and will continue using. Reviewed on: 11th May 2024

My experience with PayPal is wonderful service, very...

5
My experience with PayPal is wonderful service, very easy to do shopping online or in store and very reliable to pay or refund fees Reviewed on: 11th May 2024

Very helpful and comes in handy.

5
Very helpful and comes in handy. Reviewed on: 11th May 2024

By using PayPal Pay in 3 I am able to buy things I c...

5
By using PayPal Pay in 3 I am able to buy things I couldn’t afford to buy at no extra cost Reviewed on: 11th May 2024

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review