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PayPal: Pay in 3 reviews

4.76
Based on 71,240 reviews, last reviewed 15th Jun 2026
4600900% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Best Choice Interest free! Also makes buying things possible for people who can't apply for credit etc Reviewed on: 15th June 2026
Abby S's avatar
Abby S

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71240)

Such a helpful payment method.

5
So helpful being able to spread tge cost over 3 small payments. Reviewed on: 31st May 2024

Larger purchases a breeze with pay in 3.

5
I often use paying 3 for larger purchases to spread the cost. It’s just enough to help out but not going to cause serious debt or overspending issues. I like the freedom this method provides. Reviewed on: 31st May 2024

A smooth experience that allowed for fast stressless...

5
A smooth experience that allowed for fast stressless transaction Reviewed on: 31st May 2024

Best of PayPal

5
PayPal is a very accessible finance service, easy manageable and transparency regarding the fees. Reviewed on: 31st May 2024

Brilliant - flexible way to buy.

5
Brilliant - flexible way to buy. Especially on larger items. Reviewed on: 31st May 2024

My pal PayPal

5
PayPal helps me buy things I need when I can’t afford them Reviewed on: 31st May 2024

Used this for a while now and extremely useful for s...

5
Used this for a while now and extremely useful for spreading payments across a few months. Easy to set up and quick transactions Reviewed on: 31st May 2024

I regularly use pay in 3 and it’s fabulous to be abl...

5
I regularly use pay in 3 and it’s fabulous to be able to split costs as so. I also recently have finished a round of PayPal credit which I am thrilled with. Reviewed on: 31st May 2024

Always the first option I look for

5
I always look for PayPal at checkout. Always the number one choice Reviewed on: 31st May 2024

Its easy to apply, and the fact that paypal is every...

5
Its easy to apply, and the fact that paypal is everywere Reviewed on: 31st May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review