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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,240 reviews, last reviewed 15th Jun 2026
4600900% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Best Choice Interest free! Also makes buying things possible for people who can't apply for credit etc Reviewed on: 15th June 2026
Abby S's avatar
Abby S

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71240)

As a retiree, pay in three is perfect.

5
I am retired and these days money doesnt go very far so, the pay in 3 is awesome. It has allowed me to upgrade my putter and two wedges without a strain on my monthly budget. When my current plan ends, I will be searching for another club. I love the security I have with PayPal and found it to be the easiest way to send money to friends and family. Reviewed on: 30th May 2024
PMcG's avatar
PMcG

3's the magic number,Interest free paypal.

5
I have personally used pay in 3 over 25 times.It gives me more control over my finances for those unexpected purchases. Reviewed on: 30th May 2024
Giles's avatar
Giles

Paypal pay in 3 honest review

5
PayPal pay in 3 has always been a good option for me when buying items that are expensive to spread the costs out into 3 manageable payments. Pay in 3 gives you a clear breakdown of what is owed and when the next payment is.It also has the same buyers protection as a standard PayPal transaction so you know that you are covered if anything is wrong with the product/service. I highly recommend PayPal pay in 3 for those who can afford the payments, like any payment plan know your limits. Reviewed on: 30th May 2024
Aaron 's avatar
Aaron

Excellent option during this cost of living crisis.

5
Excellent option during this cost of living crisis. Helps still manage buying with the cost broken down and no interest if purchased within the agreed time. Superb! Reviewed on: 30th May 2024
Gurpreet S's avatar
Gurpreet S

Keep smiling and treat your self with PayPal pay in 3

5
PayPal pay in 3 helps me out massively with those little treats in life and keeps me smiling. Reviewed on: 30th May 2024
Laura w's avatar
Laura w

Splitting payments into 3

5
Splitting payments into 3 with no interest is a no brainer. There's always the option to pay in full whenever you want. Having a couple of plans at once has never been a problem and allow me to have control of my finances, especially if something unexpected has to be paid for. Reviewed on: 30th May 2024
Zoe 's avatar
Zoe

Easy 3 pay

5
Very convenient, easy to manage, pay, plan... A very clear, laid out, purchase and payment schedule, so... you will never miss a payment... Reviewed on: 30th May 2024
Dainius B's avatar
Dainius B

Helping me out financially

5
Helping me out financially so i can afford things in life. Its never let me down in any shape or form Reviewed on: 30th May 2024
Harry's avatar
Harry

Straight forward and trusted, makes money managemen...

5
Straight forward and trusted, makes money management easy Reviewed on: 30th May 2024
Vivien T's avatar
Vivien T

SUPERB JUST CANT FAULT PAYPAL, VERY HELPFUL

5
SUPERB JUST CANT FAULT PAYPAL, VERY HELPFUL Reviewed on: 30th May 2024
Mandy D's avatar
Mandy D

Review PayPal: Pay in 3 now

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