Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 68,853 reviews, last reviewed 12th Jun 2026
4377100% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service delivery Paypal service is seamless, painless and fast. Awesome delivery Reviewed on: 12th June 2026
Abi's avatar
Abi

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (68853)

Easy way to spread payments at no extra cost if you...

5
Easy way to spread payments at no extra cost if you pay in full. Reviewed on: 21st May 2024

Great experience in any aspect!

5
Great experience in any aspect! Thank you Reviewed on: 21st May 2024

Was very quick and easy to use!

5
Was very quick and easy to use! Was very happy got to use spread in 3 option with 0 interest so made my purchase more affordable Reviewed on: 21st May 2024

Ive used pay in 3 for a number of larger purchases a...

5
Ive used pay in 3 for a number of larger purchases and its really simple, user friendly and the customer service when i had a problem with my direct debit not working the team were very helpful. I have never had an issue. Reviewed on: 21st May 2024

Easiest way to pay if you are on a monthly...

5
Easiest way to pay if you are on a monthly budget Reviewed on: 21st May 2024

Breaking down Larger Payments

5
Pay in 3 helps me to order more expensive items and spread the cost without worry. This is especially true when money is low. It's easy to check up on and keep track of too. I prefer it over the other payment spreading options. Reviewed on: 21st May 2024

I absolutely love PayPal pay in 3.

5
I absolutely love PayPal pay in 3. It let's me shop safely and helps me manage my funds much better. Great service. Reviewed on: 21st May 2024

I regularly use PayPal pay in 3.

5
I regularly use PayPal pay in 3. It’s a great choice to use if you work around a budget. So easy and explainable. Reviewed on: 21st May 2024

Pay in 3 Helps me stay free.

5
I have used paypal credit pay in 3 a brilliant experience a great way to spread a bigger payment. Reviewed on: 21st May 2024

Excellent

5
Had no problems at all with service I receive & use it often as its perfect to pay in 3 months makes it more affordable for me & my family. Reviewed on: 21st May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review