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PayPal: Pay in 3 reviews

4.76
Based on 68,742 reviews, last reviewed 12th Jun 2026
4366500% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless experience using the platform. Seamless experience using the platform. Easy to understand and navigate the process and apply for pay in three. Very helpful having pay in three as ... Read more Reviewed on: 12th June 2026
Nick M's avatar
Nick M

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (68742)

Had very good experience and no trouble and safest w...

5
Had very good experience and no trouble and safest way of paying Reviewed on: 20th May 2024

Pay in 3 is simple, intuitive and easy to manage

5
Pay in 3 is simple, intuitive and easy to manage in the app. When I want to pay things off early, it’s easy to see what my options are. I also appreciate how it’s clearer separated from PayPal’s other products. Reviewed on: 20th May 2024

Help when money was quite low with gifts for family...

5
Help when money was quite low with gifts for family events Reviewed on: 19th May 2024

My experience has been great.

5
My experience has been great. It was convenient and easy to do. Reviewed on: 19th May 2024

Very good .

5
Very good .100% recommended to my friends Reviewed on: 19th May 2024

I've been using pay in 3 mainly in argos .

5
I've been using pay in 3 mainly in argos . This has really helped during this difficult economic times to ensure Christmas and birthdays were more manageable Reviewed on: 19th May 2024

I regularly use PayPal, it makes me feel safe when s...

4
I regularly use PayPal, it makes me feel safe when spending money on the internet and can also help when outlaying large chunks of money on things such as flights. Reviewed on: 19th May 2024

Easy to use

5
Paypal pay in 3 has easy to use interface. It is very conveniently set up by linking a bank card for repayments. It is a great tool to manage budget and doing larger purchases. I particularly appreciate that there is no interest fees when repaid on time. Reviewed on: 19th May 2024

Fantastic service and value for money

5
Great service. Helps to manage your spending Reviewed on: 19th May 2024

Pay in 3

5
I ve used pay in 3 twice now it makes payments more manageable would recomend. Reviewed on: 19th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review