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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,539 reviews, last reviewed 16th Jun 2026
4629600% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and useful Using this is very simple and if you stay in control, it is probably one of the best tools to manage costs Reviewed on: 16th June 2026
mehdi seghayat's avatar
mehdi seghayat

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71539)

Never had any issues, really convenient way to sprea...

5
Never had any issues, really convenient way to spread out a larger purchase Reviewed on: 28th May 2024
Andy M's avatar
Andy M

Most of my transactions are good except the sports d...

5
Most of my transactions are good except the sports direct that they never refund my money and they can’t help me I’m very very disappointed with that Reviewed on: 28th May 2024
Maureen N's avatar
Maureen N

PayPal have always gone above and beyond to help me.

5
PayPal have always gone above and beyond to help me. The pay in 3 is a life saver makes it so much easier to deal with 3 smaller payments in time of need when I can’t afford to pay in full but I can afford to pay in 3. Plus no interest to pay which it’s a win win. I’ve Always received Great customer service and i always recommend PayPal to friends and family. Very pleased customer. You just make life that little bit easier in the long run. Thank you Reviewed on: 28th May 2024
Lisa J's avatar
Lisa J

Paypal positives

5
They have given credit options that others could not before. Reviewed on: 28th May 2024
Steven H's avatar
Steven H

Five stars

5
I’ve had a such a positive experience with PayPal, pay in 3 & would recommend it to everyone. Reviewed on: 28th May 2024
Abbie M's avatar
Abbie M

Very nice good and easy process happy to use pay...

5
Very nice good and easy process happy to use pay in 3 Reviewed on: 28th May 2024
Youssef A's avatar
Youssef A

Good for big purchases

5
Good for big purchases if you cannot afford the payment up front, the only issue I found is I never got reminder that the payment were due Reviewed on: 28th May 2024
Dave P's avatar
Dave P

Easy to apply for pay in 3

5
Easy to apply for pay in 3 with clear t&Cs FAQs are helpful as well. Reviewed on: 28th May 2024
Kathleen B's avatar
Kathleen B

Very useful

5
So useful for budgeting for slightly more expensive items Reviewed on: 28th May 2024
Gary D's avatar
Gary D

I think only once I had an issue and it was rectifie...

5
I think only once I had an issue and it was rectified straight away, very simple process and swiftly resolved. In regards to to the pay in 3 interest free is absolutely fantastic not having to worry about paying for something in full over a certain amount. Reviewed on: 28th May 2024
AC's avatar
AC

Review PayPal: Pay in 3 now

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