Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71501 reviews)

View other PayPal products

4.76

Based on 71,501 reviews, last reviewed 16th Jun 2026

4625900% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to buy things with no interest charged Can use this without using regular credit and pay for something over 3 months with no interest charged and payments.are automatically taken so easy to... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (71502)

Safe and secure

Excellent way to ease stressful times when something unexpected pops up. Allows for budgeting on tight budgets and also surprise gifts for loved ones. The customer service team answer promptly and explain things understandably without making you feel like you’re a bit dim. Strong security and policies give you comfort knowing you are safe from incidents and that they are trustworthy. Reviewed on: 28th May 2024

Easy and professional.

Easy and professional. Pay in 3 has really helped me out Reviewed on: 28th May 2024

PayPal: Pay in 3 has helped me in so many ways

PayPal: Pay in 3 has helped me in so many way. I had an emergency that required my presence in South Africa, we're I was able to book flights and pay in 3 months. Also it makes my shopping easier Reviewed on: 28th May 2024

PayPal has always got my back as a buyer.

PayPal has always got my back as a buyer. Every time I have had an issue with a seller I have always had a swift resolution. I have been using the handy pay in 3 option to spread the cost of larger purchases and with no fees or interest its a no brainer. Reviewed on: 28th May 2024

When ever I've had an issue with the app the staff a...

When ever I've had an issue with the app the staff are great and handle my enquiry quickly. Reviewed on: 28th May 2024

Good thanks brilliant excellent

Good thanks brilliant excellent Reviewed on: 28th May 2024

Can't recommend enough

I've been a Paypal user for some time, and when Pay in 3 was introduced this only made me love Paypal more! Its allowed me to purchase high price items whilst also having the ability to split my costs. The 0% interest also allows me not to have to worry about any additional charges. Reviewed on: 28th May 2024

3 chunks, interest free

I am still able to get what I want knowing that I can pay over 3 months interest free Reviewed on: 28th May 2024

Great PayPal experience

I love the option of spreading cost and also the flexibility of the PayPal platform. The app is great and ability to track and make additional payments too. Reviewed on: 28th May 2024

I have been using this method of payment for a while...

I have been using this method of payment for a while now and it has proven invaluable to me and my family of six this is a big number to cater for financially pay in 3 is a god send. Reviewed on: 28th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 140395 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub