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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 72,307 reviews, last reviewed 17th Jun 2026
4701900% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use debit and credit. So easy to use debit and credit. Love the pay back options . Reviewed on: 17th June 2026
Jan H's avatar
Jan H

Latest lowest rating:

1

Never bloody works says I can have pay in 3 and then... Never bloody works says I can have pay in 3 and then it’s not available! Messes things up all the time Reviewed on: 17th June 2026
Row's avatar
Row
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (72307)

Pay in 3 is a lifesaver

5
PayPal has always been synonymous with safety and convenience when paying online. I was disappointed when they parted ways with eBay but, to be honest, that caused less of an issue than anticipated. The new "Pay in 3" feature is great and has been an absolute life-saver at times. Like Klarna, only available in more places. It's nice that the billionaires who are sucking us dry provide convenient ways to do it, eh?! Reviewed on: 31st May 2024
Dan R's avatar
Dan R

Easy to Use, Great Service easy to recommend

5
Easy to Use, Great Service easy to recommend Reviewed on: 31st May 2024
Charles M's avatar
Charles M

Financial pal

5
Peace of mind , simple to use always comes handy Reviewed on: 31st May 2024
Aida B's avatar
Aida B

To me it’s about trust and security and knowing that...

5
To me it’s about trust and security and knowing that my transactions are safe, the rapid payment and delivery is second to none…I have used PayPal for many years and was extremely helpful during lockdown. As I am disabled and can’t get to shops it was a lifeline for me, and paying instalments was immensely helpful.. knowing this is there for me when I need it.. Thank you Reviewed on: 31st May 2024
Chicky's avatar
Chicky

Easy to use and reliable

5
Easy to use on the app and online in general. Trust worthy and great for splitting larger payments into three smaller payments, which helps me manage my expenditure over a longer period. I would highly recommend it for online purchases Reviewed on: 31st May 2024
Jake Adelaide's avatar
Jake Adelaide

Love PayPal Pay in 3

5
Love paypal, I've had my account for years and Pay in 3 helps my budget for more expensive purchases easily. I have used Pay in 3 for a number of purchases including Christmas shopping throughout the year, so I can feel organised and prepared. Reviewed on: 31st May 2024
Nix Joyce's avatar
Nix Joyce

Quick and easy to use

5
Quick and easy to use, it’s simple to set up, and it’s clear when payments need to me made and when the plan has ended Reviewed on: 31st May 2024
John A's avatar
John A

It’s great and easy to access.

5
It’s great and easy to access. Hassle free system Reviewed on: 31st May 2024
Boby's avatar
Boby

I used pay in 3 it's convenient and don't pressure y...

5
I used pay in 3 it's convenient and don't pressure your pocket Reviewed on: 31st May 2024
Richard w's avatar
Richard w

Average PayPal

3
I have had numerous ups and downs with PayPal - but they do seem very understanding and useful, they can be a bit funny about certain aspects but overall great quality Reviewed on: 31st May 2024
Alex W's avatar
Alex W

Review PayPal: Pay in 3 now

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